Ecru, MS—38841
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ecru, MS
As of Oct '25, the median home price in Ecru, MS is $186,000, with a year-over-year change of 3.0%. This indicates that home prices in Ecru, MS are increasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $186,000 | 3.0% |
| Single Family | $186,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ecru, MS
Ecru, MS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ecru, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Ecru, MS is 58. This is a increase of 141.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $358,000 | 12.0% |
Listing Count | 5 | -36.0% |
| Listings as % of Homes | 0.3% | -36.0% |
Days on Market | 58 | 141.0% |
Demographics — Ecru, MS
As of the latest ACS Survey released in 2023, Ecru, MS has a population of 4,060, which has increased by 41.0% over the past 5 years. Ecru, MS is a popular place for families, as children make up 27.2% of the population. The area has a poorly educated workforce, with 11.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,060 | 41.0% |
% Under 18 | 27.2% | -18.6% |
% Seniors | 13.1% | 29.7% |
% WFH | 2.1% | 950.0% |
% w/ College Degree | 11.0% | -4.3% |
As of the latest ACS Survey released in 2023, Ecru, MS is a predominantly white area, with 69.1% of the population identifying as white. The white population has grown by 7.3% in the last 5 years. The second most common race or ethnicity in Ecru, MS is hispanic, making up 15.5% of the population. Foreign-born residents account for 7.9% of the population in Ecru, MS, and this percentage has increased by 11.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 69.1% | 7.3% |
% Black | 13.2% | -34.7% |
% Hispanic | 15.5% | 4.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 7.9% | 11.3% |
Mortgage and Risk — Ecru, MS
According to HUD data as of 2023, there were 55 mortgage originations in Ecru, MS, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Ecru, MS. Investor activity is low, as 4.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 55 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Ecru, MS
Ecru, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $840 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,130 |
| 4 Bedroom | N/A | N/A | $1,410 |
Affordability — Ecru, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $186,000 |
| Median Household Income | $54,700 |