Holcomb, MS—38940
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Holcomb, MS
As of Oct '25, the median home price in Holcomb, MS is $146,000, with a year-over-year change of 2.8%. This indicates that home prices in Holcomb, MS are increasing. According to Zillow, the 1-year price projection is -1.6%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $146,000 | 2.8% |
| Single Family | $146,000 | 2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $142,000 | 2.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Holcomb, MS
Holcomb, MS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Holcomb, MS
Holcomb, MS lacks sufficient listing trend data for analysis.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $163,000 | N/A |
Listing Count | 2 | N/A |
| Listings as % of Homes | 0.6% | N/A |
Days on Market | 153 | N/A |
Demographics — Holcomb, MS
As of the latest ACS Survey released in 2023, Holcomb, MS has a population of 1,740, which has increased by 6.4% over the past 5 years. Holcomb, MS is a popular place for families, as children make up 35.2% of the population. The area has a poorly educated workforce, with 8.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,740 | 6.4% |
% Under 18 | 35.2% | 55.1% |
% Seniors | 15.5% | -37.2% |
% WFH | 2.3% | -30.3% |
% w/ College Degree | 8.7% | -42.4% |
As of the latest ACS Survey released in 2023, Holcomb, MS is a predominantly white area, with 73.1% of the population identifying as white. The white population has shrunk by 12.4% in the last 5 years. The second most common race or ethnicity in Holcomb, MS is black, making up 11.8% of the population. Foreign-born residents account for 1.1% of the population in Holcomb, MS, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.1% | -12.4% |
% Black | 11.8% | -28.9% |
% Hispanic | 3.6% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.1% | ∞% |
Mortgage and Risk — Holcomb, MS
According to HUD data as of 2023, there were 41 mortgage originations in Holcomb, MS, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Holcomb, MS. Investor activity is low, as 12.0% of loans were by investors. 2.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 41 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 12.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 2.0% |
Loan Activity
Rentals and Section 8 — Holcomb, MS
Holcomb, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $950 |
| 3 Bedroom | N/A | N/A | $1,160 |
| 4 Bedroom | N/A | N/A | $1,380 |
Affordability — Holcomb, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $146,000 |
| Median Household Income | $62,700 |