Brandon, MS—39145
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Brandon, MS
As of Oct '25, the median home price in Brandon, MS is $218,000, with a year-over-year change of 2.7%. This indicates that home prices in Brandon, MS are increasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $218,000 | 2.7% |
| Single Family | $218,000 | 2.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $140,000 | 1.4% |
3 Bed | $206,000 | 2.0% |
4 Bed | $416,000 | 4.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Brandon, MS
As of July '25, Rentcast reports the average rent in Brandon, MS is $3,500, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Brandon, MS is 3-bedrooms: $3,500. The most common rental property sizes in Brandon, MS are 2-bedroom and 3-bedroom, accounting for 43.8% and 23.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $3,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,500 | $3,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Brandon, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Brandon, MS is 106. This is a increase of 50.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $320,000 | 44.0% |
Listing Count | 9 | 108.0% |
| Listings as % of Homes | 0.5% | 108.0% |
Days on Market | 106 | 50.0% |
Demographics — Brandon, MS
As of the latest ACS Survey released in 2023, Brandon, MS has a population of 5,090, which has increased by 9.9% over the past 5 years. Brandon, MS is a moderately popular place for families, as children make up 19.3% of the population. The area has a poorly educated workforce, with 18.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,090 | 9.9% |
% Under 18 | 19.3% | -25.8% |
% Seniors | 20.0% | -11.5% |
% WFH | 4.7% | 291.7% |
% w/ College Degree | 18.0% | 20.0% |
As of the latest ACS Survey released in 2023, Brandon, MS is a predominantly white area, with 82.2% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Brandon, MS is black, making up 12.8% of the population. Foreign-born residents account for 0.8% of the population in Brandon, MS, and this percentage has increased by 33.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.2% | -2.5% |
% Black | 12.8% | -13.5% |
% Hispanic | 2.6% | 1,200.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.8% | 33.3% |
Mortgage and Risk — Brandon, MS
According to HUD data as of 2023, there were 49 mortgage originations in Brandon, MS, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Brandon, MS. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 49 |
% Conventional Loans | 53.0% |
% Government Loans | 47.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Brandon, MS
Brandon, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 20 |
Total Units Section 8 | 20 |
% Rentals under Section 8 | 7.3% |
% Occupied Section 8 | 99.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $840 |
| 2 Bedroom | N/A | N/A | $980 |
| 3 Bedroom | -$2,320 | $3,500 | $1,180 |
| 4 Bedroom | N/A | N/A | $1,300 |
Affordability — Brandon, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $218,000 |
| Median Household Income | $61,500 |