Terry, MS 39170 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Terry, MS—39170

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$260,000

5.4% YoY Growth

Household Income

$69,000

12.4% YoY Growth

Days on Market

5.0% Shorter YoY

Home Price Forecast

1.0%

Median Rent

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Terry, MS

As of Dec '25, the median home price in Terry, MS is $260,000, with a year-over-year change of 5.4%. This indicates that home prices in Terry, MS are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$260,000	5.4%
Single Family	$261,000	4.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Terry, MS

Terry, MS lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	N/A	N/A
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

2 Bedrooms

23.7%

3 Bedrooms

63.8%

4 Bedrooms

11.6%

5+ Bedrooms

0.9%

Property Listings — Terry, MS

As of Dec '25, Realtor.com reports that the median days on market for a home in Terry, MS is 76. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$378,000	14.0%
Listing Count	32	-4.0%
Listings as % of Homes	0.8%	-4.0%
Days on Market	71	-5.0%

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Demographics — Terry, MS

As of the latest ACS Survey released in 2023, Terry, MS has a population of 8,970, which has decreased by -14.7% over the past 5 years. Terry, MS is a moderately popular place for families, as children make up 20.7% of the population. The area has a moderately educated workforce, with 32.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.2% reporting working from home.

Metric	Latest Census	YoY % Change
Population	8,970	-14.7%
% Under 18	20.7%	-4.2%
% Seniors	19.2%	5.5%
% WFH	8.2%	355.6%
% w/ College Degree	32.0%	36.2%

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As of the latest ACS Survey released in 2023, Terry, MS is a predominantly black area, with 50.4% of the population identifying as black. The black population has grown by 10.5% in the last 5 years. The second most common race or ethnicity in Terry, MS is white, making up 48.1% of the population. Foreign-born residents account for 0.3% of the population in Terry, MS, and this percentage has decreased by 70.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	48.1%	-9.4%
% Black	50.4%	10.5%
% Hispanic	0.2%	-75.0%
% Asian	0.1%	∞%
% Foreign Born	0.3%	-70.0%

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Mortgage and Risk — Terry, MS

According to HUD data as of 2023, there were 203 mortgage originations in Terry, MS, of which 55.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in Terry, MS. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	203
% Conventional Loans	55.0%
% Government Loans	45.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	8.0%

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Rentals and Section 8 — Terry, MS

Terry, MS lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	N/A
Total Units Section 8	N/A
% Rentals under Section 8	0.4%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$910
2 Bedroom	N/A	N/A	$1,070
3 Bedroom	N/A	N/A	$1,290
4 Bedroom	N/A	N/A	$1,420

Terry, MS—39170

Key Metrics at a Glance

Home Price Trends — Terry, MS

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Terry, MS

% of Rental Stock

Property Listings — Terry, MS

Demographics — Terry, MS

Race and Ethnicity

Mortgage and Risk — Terry, MS

Mortgages

Rentals and Section 8 — Terry, MS

Section 8 Market Size

Section 8 Opportunity

Affordability — Terry, MS

Home Price to Income Ratio

Terry, MS — ZIP Code Boundary Map

Nearby ZIP Codes

Byram, MS

Crystal Springs, MS

Jackson, MS

Fairchilds Crossroads, MS

Jackson, MS

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.4
Median Home Price	$260,000
Median Household Income	$69,000

Terry, MS—39170

Key Metrics at a Glance

Home Price Trends — Terry, MS

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Terry, MS

% of Rental Stock

Property Listings — Terry, MS

Demographics — Terry, MS

Race and Ethnicity

Mortgage and Risk — Terry, MS

Mortgages

Rentals and Section 8 — Terry, MS

Section 8 Market Size

Section 8 Opportunity

Affordability — Terry, MS

Home Price to Income Ratio

Terry, MS — ZIP Code Boundary Map

Nearby ZIP Codes

Byram, MS

Crystal Springs, MS

Jackson, MS

Fairchilds Crossroads, MS

Jackson, MS

Frequently Asked Questions

What is the average home price in Terry, MS 39170?

How have home prices in Terry, MS 39170 changed over the past year?

What is the home price projection for Terry, MS 39170?

What are the demographics of Terry, MS 39170?

How long does it take homes to sell in Terry, MS 39170?

What is the average rent price in Terry, MS 39170?