Yazoo City, MS—39194
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Yazoo City, MS
As of Oct '25, the median home price in Yazoo City, MS is $79,000, with a year-over-year change of -4.7%. This indicates that home prices in Yazoo City, MS are decreasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $79,000 | -4.7% |
| Single Family | $79,000 | -6.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $133,000 | -1.5% |
4 Bed | $216,000 | 1.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Yazoo City, MS
Yazoo City, MS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $775 | $775 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $775 | $775 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Yazoo City, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Yazoo City, MS is 110. This is a increase of 54.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $194,000 | 12.0% |
Listing Count | 40 | -8.0% |
| Listings as % of Homes | 0.5% | -8.0% |
Days on Market | 110 | 54.0% |
Demographics — Yazoo City, MS
As of the latest ACS Survey released in 2023, Yazoo City, MS has a population of 19,700, which has decreased by -9.4% over the past 5 years. Yazoo City, MS is a moderately popular place for families, as children make up 21.7% of the population. The area has a poorly educated workforce, with 11.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,700 | -9.4% |
% Under 18 | 21.7% | -13.9% |
% Seniors | 12.3% | 16.0% |
% WFH | 2.1% | -16.0% |
% w/ College Degree | 11.0% | -9.1% |
As of the latest ACS Survey released in 2023, Yazoo City, MS is a predominantly black area, with 66.3% of the population identifying as black. The black population has grown by 7.3% in the last 5 years. The second most common race or ethnicity in Yazoo City, MS is white, making up 25.3% of the population. Foreign-born residents account for 4.5% of the population in Yazoo City, MS, and this percentage has decreased by 13.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 25.3% | -10.9% |
% Black | 66.3% | 7.3% |
% Hispanic | 6.8% | -11.7% |
% Asian | 0.1% | -83.3% |
% Foreign Born | 4.5% | -13.5% |
Mortgage and Risk — Yazoo City, MS
According to HUD data as of 2023, there were 156 mortgage originations in Yazoo City, MS, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Yazoo City, MS. Investor activity is low, as 12.0% of loans were by investors. 1.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 156 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 12.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 1.0% |
Loan Activity
Rentals and Section 8 — Yazoo City, MS
Yazoo City, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 891 |
Total Units Section 8 | 875 |
% Rentals under Section 8 | 27.8% |
% Occupied Section 8 | 87.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $970 |
| 3 Bedroom | $405 | $775 | $1,180 |
| 4 Bedroom | N/A | N/A | $1,290 |
Affordability — Yazoo City, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $79,000 |
| Median Household Income | $33,300 |