Shubuta, MS—39360
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Shubuta, MS
As of Oct '25, the median home price in Shubuta, MS is $88,000, with a year-over-year change of -7.0%. This indicates that home prices in Shubuta, MS are decreasing. According to Zillow, the 1-year price projection is -3.0%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $88,000 | -7.0% |
| Single Family | $87,000 | -7.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Shubuta, MS
Shubuta, MS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Shubuta, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Shubuta, MS is 76. This is a decrease of -49.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $149,000 | -3.0% |
Listing Count | 4 | 160.0% |
| Listings as % of Homes | 0.3% | 160.0% |
Days on Market | 76 | -49.0% |
Demographics — Shubuta, MS
As of the latest ACS Survey released in 2023, Shubuta, MS has a population of 4,160, which has increased by 29.4% over the past 5 years. Shubuta, MS is a popular place for families, as children make up 30.6% of the population. The area has a poorly educated workforce, with 11.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,160 | 29.4% |
% Under 18 | 30.6% | 31.3% |
% Seniors | 12.2% | -20.3% |
% WFH | 0.3% | -96.3% |
% w/ College Degree | 11.6% | -1.7% |
As of the latest ACS Survey released in 2023, Shubuta, MS is a predominantly black area, with 60.8% of the population identifying as black. The black population has shrunk by 9.5% in the last 5 years. The second most common race or ethnicity in Shubuta, MS is white, making up 37.7% of the population. Foreign-born residents account for 0.5% of the population in Shubuta, MS, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 37.7% | 14.9% |
% Black | 60.8% | -9.5% |
% Hispanic | 0.3% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.5% | ∞% |
Mortgage and Risk — Shubuta, MS
According to HUD data as of 2023, there were 49 mortgage originations in Shubuta, MS, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Shubuta, MS. Investor activity is low, as 6.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 49 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 6.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Shubuta, MS
Shubuta, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 13 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 100.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,130 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — Shubuta, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $88,000 |
| Median Household Income | $35,700 |