Neshoba, MS39365

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$140,000
3.5% YoY Growth
Median Household Income
$55,000
62.8% 5-Year Growth
Days on Market
70
81.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Neshoba, MS

As of Oct '25, Realtor.com reports that the median days on market for a home in Neshoba, MS is 70. This is a increase of 81.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$171,000-1.0%
Listing Count
9-26.0%
Listings as % of Homes0.2%-26.0%
Days on Market
7081.0%
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Demographics — Neshoba, MS

As of the latest ACS Survey released in 2023, Neshoba, MS has a population of 7,980, which has increased by 7.3% over the past 5 years. Neshoba, MS is a popular place for families, as children make up 25.6% of the population. The area has a poorly educated workforce, with 12.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,9807.3%
% Under 18
25.6%-4.5%
% Seniors
19.1%24.8%
% WFH
1.0%-50.0%
% w/ College Degree
12.4%-13.3%
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As of the latest ACS Survey released in 2023, Neshoba, MS is a predominantly white area, with 76.3% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Neshoba, MS is black, making up 18.9% of the population. Foreign-born residents account for 0.3% of the population in Neshoba, MS, and this percentage has decreased by 62.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
76.3%-2.4%
% Black
18.9%1.6%
% Hispanic
0.1%-95.7%
% Asian
0.1%-80.0%
% Foreign Born
0.3%-62.5%
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Mortgage and Risk — Neshoba, MS

According to HUD data as of 2023, there were 93 mortgage originations in Neshoba, MS, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Neshoba, MS. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
93
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
1.0%
% Second Loans
2.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Neshoba, MS

Neshoba, MS lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
106
Total Units Section 8
71
% Rentals under Section 8
N/A
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$780
2 BedroomN/AN/A$930
3 BedroomN/AN/A$1,210
4 BedroomN/AN/A$1,390

Affordability — Neshoba, MS

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.7
Median Home Price$140,000
Median Household Income$55,000

Neshoba, MS — ZIP Code Boundary Map

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Frequently Asked Questions