Starkville, MS—39759
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Starkville, MS
Home Price Trends — Starkville, MS
As of Oct '25, the median home price in Starkville, MS is $275,000, with a year-over-year change of 3.8%. This indicates that home prices in Starkville, MS are increasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $275,000 | 3.8% |
| Single Family | $278,000 | 3.0% |
| Condos | $248,000 | 11.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $233,000 | 3.1% |
3 Bed | $293,000 | 2.4% |
4 Bed | $398,000 | 2.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Starkville, MS
As of July '25, Rentcast reports the average rent in Starkville, MS is $1,640, with a year-over-year rent change of 32.3%. Per bedroom, the median rent as of July '25 in Starkville, MS is 1-bedrooms: $1,410, 2-bedrooms: $1,420, 3-bedrooms: $1,760, 4-bedrooms: $1,750. The most common rental property sizes in Starkville, MS are 2-bedroom and 3-bedroom, accounting for 46.7% and 20.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,640 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,420 | $1,410 |
| 2 Bed Rent | $1,450 | $1,420 |
| 3 Bed Rent | $1,550 | $1,760 |
| 4 Bed Rent | $1,980 | $1,750 |
% of Rental Stock
Property Listings — Starkville, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Starkville, MS is 72. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $435,000 | 5.0% |
Listing Count | 166 | 13.0% |
| Listings as % of Homes | 0.4% | 13.0% |
Days on Market | 72 | 21.0% |
Demographics — Starkville, MS
As of the latest ACS Survey released in 2023, Starkville, MS has a population of 42,800, which has decreased by -3.1% over the past 5 years. Starkville, MS is a moderately popular place for families, as children make up 18.3% of the population. The area has a highly educated workforce, with 49.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 42,800 | -3.1% |
% Under 18 | 18.3% | -1.6% |
% Seniors | 12.2% | 9.9% |
% WFH | 6.8% | 94.3% |
% w/ College Degree | 49.5% | 8.6% |
As of the latest ACS Survey released in 2023, Starkville, MS is a predominantly white area, with 54.0% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Starkville, MS is black, making up 37.4% of the population. Foreign-born residents account for 5.4% of the population in Starkville, MS, and this percentage has increased by 42.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 54.0% | -2.7% |
% Black | 37.4% | -1.3% |
% Hispanic | 2.5% | 56.2% |
% Asian | 3.2% | -5.9% |
% Foreign Born | 5.4% | 42.1% |
Mortgage and Risk — Starkville, MS
According to HUD data as of 2023, there were 550 mortgage originations in Starkville, MS, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Starkville, MS. Investor activity is low, as 5.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 550 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 5.0% |
% Second Loans | 10.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Starkville, MS
Starkville, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1,032 |
Total Units Section 8 | 736 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 71.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$450 | $1,420 | $970 |
| 2 Bedroom | -$380 | $1,450 | $1,070 |
| 3 Bedroom | -$140 | $1,550 | $1,410 |
| 4 Bedroom | -$560 | $1,980 | $1,420 |
Affordability — Starkville, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $275,000 |
| Median Household Income | $43,000 |