West Point, MS—39773
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — West Point, MS
West Point, MS lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $144,000 | -1.4% |
| Single Family | $142,000 | -2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $98,000 | -8.4% |
3 Bed | $137,000 | -3.5% |
4 Bed | $254,000 | 5.0% |
| 5 Bed | $320,000 | 6.7% |
% of Housing Stock
Rental Trends — West Point, MS
As of July '25, Rentcast reports the average rent in West Point, MS is $1,440, with a year-over-year rent change of 37.1%. Per bedroom, the median rent as of July '25 in West Point, MS is 1-bedrooms: $700, 2-bedrooms: $2,200, 3-bedrooms: $999, 4-bedrooms: $2,000. The most common rental property sizes in West Point, MS are 2-bedroom and 3-bedroom, accounting for 44.5% and 42.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,440 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $700 | $700 |
| 2 Bed Rent | $2,200 | $2,200 |
| 3 Bed Rent | $999 | $999 |
| 4 Bed Rent | $2,000 | $2,000 |
% of Rental Stock
Property Listings — West Point, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in West Point, MS is 84. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $235,000 | 3.0% |
Listing Count | 52 | 76.0% |
| Listings as % of Homes | 0.5% | 76.0% |
Days on Market | 84 | 29.0% |
Demographics — West Point, MS
As of the latest ACS Survey released in 2023, West Point, MS has a population of 14,800, which has decreased by -5.9% over the past 5 years. West Point, MS is a moderately popular place for families, as children make up 24.5% of the population. The area has a poorly educated workforce, with 19.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,800 | -5.9% |
% Under 18 | 24.5% | 2.1% |
% Seniors | 20.1% | 11.7% |
% WFH | 6.6% | 61.0% |
% w/ College Degree | 19.9% | -7.4% |
As of the latest ACS Survey released in 2023, West Point, MS is a predominantly black area, with 59.7% of the population identifying as black. The black population has grown by 2.8% in the last 5 years. The second most common race or ethnicity in West Point, MS is white, making up 38.6% of the population. Foreign-born residents account for 0.7% of the population in West Point, MS, and this percentage has increased by 133.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 38.6% | -4.5% |
% Black | 59.7% | 2.8% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.4% | 100.0% |
% Foreign Born | 0.7% | 133.3% |
Mortgage and Risk — West Point, MS
According to HUD data as of 2023, there were 167 mortgage originations in West Point, MS, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in West Point, MS. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 167 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — West Point, MS
West Point, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 656 |
Total Units Section 8 | 640 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 79.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $80 | $700 | $780 |
| 2 Bedroom | -$1,260 | $2,200 | $940 |
| 3 Bedroom | $301 | $999 | $1,300 |
| 4 Bedroom | -$420 | $2,000 | $1,580 |
Affordability — West Point, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $144,000 |
| Median Household Income | $38,900 |