Campbellsburg, KY—40011
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Campbellsburg, KY
As of Oct '25, the median home price in Campbellsburg, KY is $217,000, with a year-over-year change of 4.2%. This indicates that home prices in Campbellsburg, KY are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $217,000 | 4.2% |
| Single Family | $217,000 | 3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $173,000 | 3.0% |
3 Bed | $219,000 | 0.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Campbellsburg, KY
Campbellsburg, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,300 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,300 | $1,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Campbellsburg, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Campbellsburg, KY is 33. This is a increase of 120.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $374,000 | 6.0% |
Listing Count | 9 | 29.0% |
| Listings as % of Homes | 0.7% | 29.0% |
Days on Market | 33 | 120.0% |
Demographics — Campbellsburg, KY
As of the latest ACS Survey released in 2023, Campbellsburg, KY has a population of 2,180, which has decreased by -16.7% over the past 5 years. Campbellsburg, KY is a popular place for families, as children make up 30.3% of the population. The area has a poorly educated workforce, with 12.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,180 | -16.7% |
% Under 18 | 30.3% | 17.4% |
% Seniors | 14.9% | -6.9% |
% WFH | 5.9% | -21.3% |
% w/ College Degree | 12.6% | -7.4% |
As of the latest ACS Survey released in 2023, Campbellsburg, KY is a predominantly white area, with 92.5% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in Campbellsburg, KY is black, making up 4.1% of the population. Foreign-born residents account for 1.2% of the population in Campbellsburg, KY, and this percentage has decreased by 52.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.5% | -1.1% |
% Black | 4.1% | 720.0% |
% Hispanic | 2.1% | -57.1% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.2% | -52.0% |
Mortgage and Risk — Campbellsburg, KY
According to HUD data as of 2023, there were 47 mortgage originations in Campbellsburg, KY, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Campbellsburg, KY. Investor activity is low, as 6.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 47 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 6.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Campbellsburg, KY
Campbellsburg, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 21 |
Total Units Section 8 | 21 |
% Rentals under Section 8 | 10.4% |
% Occupied Section 8 | 87.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $970 |
| 2 Bedroom | N/A | N/A | $1,180 |
| 3 Bedroom | $240 | $1,300 | $1,540 |
| 4 Bedroom | N/A | N/A | $1,760 |
Affordability — Campbellsburg, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $217,000 |
| Median Household Income | $58,500 |