Finchville, KY—40022
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Finchville, KY
As of Oct '25, the median home price in Finchville, KY is $496,000, with a year-over-year change of 4.9%. This indicates that home prices in Finchville, KY are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $496,000 | 4.9% |
| Single Family | $496,000 | 5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $433,000 | 1.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Finchville, KY
Finchville, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Finchville, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Finchville, KY is 63. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 57.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $574,000 | -39.0% |
Listing Count | 7 | 73.0% |
| Listings as % of Homes | 0.6% | 73.0% |
Days on Market | 63 | -4.0% |
Demographics — Finchville, KY
As of the latest ACS Survey released in 2023, Finchville, KY has a population of 801, which has decreased by -25.1% over the past 5 years. Finchville, KY is a moderately popular place for families, as children make up 21.2% of the population. The area has a moderately educated workforce, with 31.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 801 | -25.1% |
% Under 18 | 21.2% | -3.6% |
% Seniors | 14.1% | -31.2% |
% WFH | 10.9% | -1.8% |
% w/ College Degree | 31.5% | -21.4% |
As of the latest ACS Survey released in 2023, Finchville, KY is a predominantly white area, with 62.7% of the population identifying as white. The white population has shrunk by 34.0% in the last 5 years. The second most common race or ethnicity in Finchville, KY is black, making up 12.7% of the population. Foreign-born residents account for 2.6% of the population in Finchville, KY, and this percentage has increased by 13.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 62.7% | -34.0% |
% Black | 12.7% | 1,311.1% |
% Hispanic | 6.6% | ∞% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.6% | 13.0% |
Mortgage and Risk — Finchville, KY
Finchville, KY lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Finchville, KY
Finchville, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,090 |
| 2 Bedroom | N/A | N/A | $1,250 |
| 3 Bedroom | N/A | N/A | $1,590 |
| 4 Bedroom | N/A | N/A | $1,830 |
Affordability — Finchville, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $496,000 |
| Median Household Income | $85,800 |