Loretto, KY 40037 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Loretto, KY—40037

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$237,000

13.2% YoY Growth

Household Income

$72,700

77.3% YoY Growth

Days on Market

79

17.0% Longer YoY

Home Price Forecast

N/A

Median Rent

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Loretto, KY

Loretto, KY lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$237,000	13.2%
Single Family	$236,000	12.9%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Loretto, KY

Loretto, KY lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	N/A	N/A
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

2 Bedrooms

83.9%

3 Bedrooms

14.3%

4 Bedrooms

1.8%

Property Listings — Loretto, KY

As of Dec '25, Realtor.com reports that the median days on market for a home in Loretto, KY is 60. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$384,000	59.0%
Listing Count	11	94.0%
Listings as % of Homes	0.4%	94.0%
Days on Market	79	17.0%

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Demographics — Loretto, KY

As of the latest ACS Survey released in 2023, Loretto, KY has a population of 2,920, which has increased by 9.3% over the past 5 years. Loretto, KY is a popular place for families, as children make up 29.3% of the population. The area has a poorly educated workforce, with 18.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.2% reporting working from home.

Metric	Latest Census	YoY % Change
Population	2,920	9.3%
% Under 18	29.3%	38.9%
% Seniors	15.9%	20.5%
% WFH	0.2%	-87.5%
% w/ College Degree	18.2%	264.0%

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As of the latest ACS Survey released in 2023, Loretto, KY is a predominantly white area, with 98.9% of the population identifying as white. The white population has grown by 2.9% in the last 5 years. The second most common race or ethnicity in Loretto, KY is hispanic, making up 0.3% of the population. Foreign-born residents account for 0.1% of the population in Loretto, KY, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	98.9%	2.9%
% Black	0.2%	-83.3%
% Hispanic	0.3%	200.0%
% Asian	0.0%	-100.0%
% Foreign Born	0.1%	0.0%

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Mortgage and Risk — Loretto, KY

According to HUD data as of 2023, there were 33 mortgage originations in Loretto, KY, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Loretto, KY. Investor activity is low, as 3.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	33
% Conventional Loans	73.0%
% Government Loans	27.0%
% Investor Loans	3.0%
% Second Loans	3.0%
% Cash Out Refinance	12.0%

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Rentals and Section 8 — Loretto, KY

Loretto, KY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	1
Total Units Section 8	1
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$660
2 Bedroom	N/A	N/A	$870
3 Bedroom	N/A	N/A	$1,140
4 Bedroom	N/A	N/A	$1,370

Loretto, KY—40037

Key Metrics at a Glance

Home Price Trends — Loretto, KY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Loretto, KY

% of Rental Stock

Property Listings — Loretto, KY

Demographics — Loretto, KY

Race and Ethnicity

Mortgage and Risk — Loretto, KY

Mortgages

Rentals and Section 8 — Loretto, KY

Section 8 Market Size

Section 8 Opportunity

Affordability — Loretto, KY

Home Price to Income Ratio

Loretto, KY — ZIP Code Boundary Map

Nearby ZIP Codes

New Hope, KY

Bardstown, KY

New Haven, KY

Buffalo, KY

Bardstown, KY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.6
Median Home Price	$237,000
Median Household Income	$72,700

Loretto, KY—40037

Key Metrics at a Glance

Home Price Trends — Loretto, KY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Loretto, KY

% of Rental Stock

Property Listings — Loretto, KY

Demographics — Loretto, KY

Race and Ethnicity

Mortgage and Risk — Loretto, KY

Mortgages

Rentals and Section 8 — Loretto, KY

Section 8 Market Size

Section 8 Opportunity

Affordability — Loretto, KY

Home Price to Income Ratio

Loretto, KY — ZIP Code Boundary Map

Nearby ZIP Codes

New Hope, KY

Bardstown, KY

New Haven, KY

Buffalo, KY

Bardstown, KY

Frequently Asked Questions

What is the average home price in Loretto, KY 40037?

How have home prices in Loretto, KY 40037 changed over the past year?

What is the home price projection for Loretto, KY 40037?

What are the demographics of Loretto, KY 40037?

How long does it take homes to sell in Loretto, KY 40037?

What is the average rent price in Loretto, KY 40037?