Taylorsville, KY—40071
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Taylorsville, KY
As of Oct '25, the median home price in Taylorsville, KY is $354,000, with a year-over-year change of 5.6%. This indicates that home prices in Taylorsville, KY are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $354,000 | 5.6% |
| Single Family | $354,000 | 5.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $223,000 | 7.2% |
3 Bed | $354,000 | 5.0% |
4 Bed | $458,000 | 4.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Taylorsville, KY
As of July '25, Rentcast reports the average rent in Taylorsville, KY is $1,270, with a year-over-year rent change of -37.4%. Per bedroom, the median rent as of July '25 in Taylorsville, KY is 2-bedrooms: $1,270. The most common rental property sizes in Taylorsville, KY are 2-bedroom and 3-bedroom, accounting for 40.1% and 31.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,270 | $1,270 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,270 | $1,270 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Taylorsville, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Taylorsville, KY is 46. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $448,000 | 14.0% |
Listing Count | 62 | 21.0% |
| Listings as % of Homes | 0.6% | 21.0% |
Days on Market | 46 | 7.0% |
Demographics — Taylorsville, KY
As of the latest ACS Survey released in 2023, Taylorsville, KY has a population of 16,700, which has increased by 7.5% over the past 5 years. Taylorsville, KY is a moderately popular place for families, as children make up 23.2% of the population. The area has a poorly educated workforce, with 21.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,700 | 7.5% |
% Under 18 | 23.2% | -1.3% |
% Seniors | 14.5% | 8.2% |
% WFH | 10.5% | 218.2% |
% w/ College Degree | 21.4% | 0.0% |
As of the latest ACS Survey released in 2023, Taylorsville, KY is a predominantly white area, with 92.6% of the population identifying as white. The white population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Taylorsville, KY is hispanic, making up 2.4% of the population. Foreign-born residents account for 0.5% of the population in Taylorsville, KY, and this percentage has decreased by 64.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.6% | 0.2% |
% Black | 1.1% | 0.0% |
% Hispanic | 2.4% | -27.3% |
% Asian | 0.4% | -66.7% |
% Foreign Born | 0.5% | -64.3% |
Mortgage and Risk — Taylorsville, KY
According to HUD data as of 2023, there were 605 mortgage originations in Taylorsville, KY, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Taylorsville, KY. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 605 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Taylorsville, KY
Taylorsville, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 121 |
Total Units Section 8 | 74 |
% Rentals under Section 8 | 8.1% |
% Occupied Section 8 | 76.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $970 |
| 2 Bedroom | -$90 | $1,270 | $1,180 |
| 3 Bedroom | N/A | N/A | $1,540 |
| 4 Bedroom | N/A | N/A | $1,760 |
Affordability — Taylorsville, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $354,000 |
| Median Household Income | $97,300 |