Vine Grove, KY—40175
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Vine Grove, KY
As of Oct '25, the median home price in Vine Grove, KY is $269,000, with a year-over-year change of 7.0%. This indicates that home prices in Vine Grove, KY are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $269,000 | 7.0% |
| Single Family | $270,000 | 6.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $154,000 | 9.2% |
3 Bed | $263,000 | 4.8% |
4 Bed | $345,000 | 3.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Vine Grove, KY
As of July '25, Rentcast reports the average rent in Vine Grove, KY is $1,680, with a year-over-year rent change of -11.6%. Per bedroom, the median rent as of July '25 in Vine Grove, KY is studios: $795, 1-bedrooms: $865, 2-bedrooms: $1,220, 3-bedrooms: $1,750, 4-bedrooms: $2,050. The most common rental property sizes in Vine Grove, KY are 3-bedroom and 2-bedroom, accounting for 49.6% and 23.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,680 |
| Studio Rent | $795 | $795 |
| 1 Bed Rent | $865 | $865 |
| 2 Bed Rent | $1,250 | $1,220 |
| 3 Bed Rent | $1,800 | $1,750 |
| 4 Bed Rent | $2,050 | $2,050 |
% of Rental Stock
Property Listings — Vine Grove, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Vine Grove, KY is 58. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $327,000 | 0.0% |
Listing Count | 105 | 53.0% |
| Listings as % of Homes | 0.8% | 53.0% |
Days on Market | 58 | 11.0% |
Demographics — Vine Grove, KY
As of the latest ACS Survey released in 2023, Vine Grove, KY has a population of 16,300, which has increased by 16.9% over the past 5 years. Vine Grove, KY is a popular place for families, as children make up 27.9% of the population. The area has a moderately educated workforce, with 27.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,300 | 16.9% |
% Under 18 | 27.9% | 13.0% |
% Seniors | 11.8% | 7.3% |
% WFH | 7.9% | 1,028.6% |
% w/ College Degree | 27.0% | 40.6% |
As of the latest ACS Survey released in 2023, Vine Grove, KY is a predominantly white area, with 81.0% of the population identifying as white. The white population has grown by 1.8% in the last 5 years. The second most common race or ethnicity in Vine Grove, KY is black, making up 9.1% of the population. Foreign-born residents account for 2.9% of the population in Vine Grove, KY, and this percentage has increased by 3.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.0% | 1.8% |
% Black | 9.1% | -12.5% |
% Hispanic | 2.2% | -45.0% |
% Asian | 1.6% | 60.0% |
% Foreign Born | 2.9% | 3.6% |
Mortgage and Risk — Vine Grove, KY
According to HUD data as of 2023, there were 330 mortgage originations in Vine Grove, KY, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Vine Grove, KY. Investor activity is low, as 4.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 330 |
% Conventional Loans | 57.0% |
% Government Loans | 43.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Vine Grove, KY
As of 2024, the percent of homes in Vine Grove, KY under the Section 8 program is 1.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Vine Grove, KY, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 21 |
Total Units Section 8 | 20 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | 66.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $205 | $865 | $1,070 |
| 2 Bedroom | $110 | $1,250 | $1,360 |
| 3 Bedroom | $70 | $1,800 | $1,870 |
| 4 Bedroom | $220 | $2,050 | $2,270 |
Affordability — Vine Grove, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $269,000 |
| Median Household Income | $75,200 |