Jeffersontown, Louisville, KY—40220
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Jeffersontown, Louisville, KY
As of Oct '25, the median home price in Jeffersontown, Louisville, KY is $282,000, with a year-over-year change of 2.7%. This indicates that home prices in Jeffersontown, Louisville, KY are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $282,000 | 2.7% |
| Single Family | $290,000 | 2.1% |
| Condos | $181,000 | 3.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $193,000 | -0.5% |
2 Bed | $232,000 | 1.8% |
3 Bed | $295,000 | 2.1% |
4 Bed | $334,000 | 1.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Jeffersontown, Louisville, KY
As of July '25, Rentcast reports the average rent in Jeffersontown, Louisville, KY is $1,590, with a year-over-year rent change of 1.9%. Per bedroom, the median rent as of July '25 in Jeffersontown, Louisville, KY is 1-bedrooms: $1,060, 2-bedrooms: $1,190, 3-bedrooms: $1,940, 4-bedrooms: $2,260. The most common rental property sizes in Jeffersontown, Louisville, KY are 1-bedroom and 2-bedroom, accounting for 34.2% and 33.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,590 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,020 | $1,060 |
| 2 Bed Rent | $989 | $1,190 |
| 3 Bed Rent | $1,980 | $1,940 |
| 4 Bed Rent | $2,200 | $2,260 |
% of Rental Stock
Property Listings — Jeffersontown, Louisville, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Jeffersontown, Louisville, KY is 24. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $280,000 | 0.0% |
Listing Count | 107 | 11.0% |
| Listings as % of Homes | 0.2% | 11.0% |
Days on Market | 24 | 23.0% |
Demographics — Jeffersontown, Louisville, KY
As of the latest ACS Survey released in 2023, Jeffersontown, Louisville, KY has a population of 33,900, which has increased by 2.0% over the past 5 years. Jeffersontown, Louisville, KY is a moderately popular place for families, as children make up 19.4% of the population. The area has a moderately educated workforce, with 43.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 33,900 | 2.0% |
% Under 18 | 19.4% | -3.0% |
% Seniors | 20.7% | 17.6% |
% WFH | 13.6% | 338.7% |
% w/ College Degree | 43.7% | 12.3% |
As of the latest ACS Survey released in 2023, Jeffersontown, Louisville, KY is a predominantly white area, with 71.9% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Jeffersontown, Louisville, KY is black, making up 14.1% of the population. Foreign-born residents account for 10.1% of the population in Jeffersontown, Louisville, KY, and this percentage has decreased by 2.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.9% | -4.0% |
% Black | 14.1% | 5.2% |
% Hispanic | 4.5% | -2.2% |
% Asian | 5.3% | 29.3% |
% Foreign Born | 10.1% | -2.9% |
Mortgage and Risk — Jeffersontown, Louisville, KY
According to HUD data as of 2023, there were 529 mortgage originations in Jeffersontown, Louisville, KY, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Jeffersontown, Louisville, KY. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 529 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Jeffersontown, Louisville, KY
As of 2024, the percent of homes in Jeffersontown, Louisville, KY under the Section 8 program is 4.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Jeffersontown, Louisville, KY, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 329 |
Total Units Section 8 | 253 |
% Rentals under Section 8 | 4.7% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $210 | $1,020 | $1,230 |
| 2 Bedroom | $501 | $989 | $1,490 |
| 3 Bedroom | -$60 | $1,980 | $1,920 |
| 4 Bedroom | $30 | $2,200 | $2,230 |
Affordability — Jeffersontown, Louisville, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $282,000 |
| Median Household Income | $73,500 |