Carlisle, KY—40311
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Carlisle, KY
Carlisle, KY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $192,000 | 5.7% |
| Single Family | $191,000 | 5.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $141,000 | 6.0% |
3 Bed | $196,000 | 8.3% |
4 Bed | $234,000 | 5.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Carlisle, KY
As of July '25, Rentcast reports the average rent in Carlisle, KY is $823, with a year-over-year rent change of -7.3%. Per bedroom, the median rent as of July '25 in Carlisle, KY is 1-bedrooms: $550, 2-bedrooms: $782, 3-bedrooms: $1,300. The most common rental property sizes in Carlisle, KY are 2-bedroom and 3-bedroom, accounting for 47.0% and 27.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $775 | $823 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $550 | $550 |
| 2 Bed Rent | $775 | $782 |
| 3 Bed Rent | $1,300 | $1,300 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Carlisle, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Carlisle, KY is 62. This is a increase of 160.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $274,000 | -6.0% |
Listing Count | 23 | 35.0% |
| Listings as % of Homes | 0.4% | 35.0% |
Days on Market | 62 | 160.0% |
Demographics — Carlisle, KY
As of the latest ACS Survey released in 2023, Carlisle, KY has a population of 7,680, which has increased by 4.4% over the past 5 years. Carlisle, KY is a moderately popular place for families, as children make up 24.9% of the population. The area has a poorly educated workforce, with 11.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,680 | 4.4% |
% Under 18 | 24.9% | -2.0% |
% Seniors | 16.2% | -4.7% |
% WFH | 6.9% | 32.7% |
% w/ College Degree | 11.2% | 12.0% |
As of the latest ACS Survey released in 2023, Carlisle, KY is a predominantly white area, with 95.5% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Carlisle, KY is hispanic, making up 1.1% of the population. Foreign-born residents account for 0.4% of the population in Carlisle, KY, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.5% | -0.4% |
% Black | 1.0% | -16.7% |
% Hispanic | 1.1% | -31.2% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.4% | -50.0% |
Mortgage and Risk — Carlisle, KY
According to HUD data as of 2023, there were 90 mortgage originations in Carlisle, KY, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Carlisle, KY. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 90 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Carlisle, KY
Carlisle, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 82 |
Total Units Section 8 | 62 |
% Rentals under Section 8 | 8.0% |
% Occupied Section 8 | 88.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $340 | $550 | $890 |
| 2 Bedroom | $285 | $775 | $1,060 |
| 3 Bedroom | $140 | $1,300 | $1,440 |
| 4 Bedroom | N/A | N/A | $1,630 |
Affordability — Carlisle, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $192,000 |
| Median Household Income | $55,700 |