Frenchburg, KY—40322
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Frenchburg, KY
As of Oct '25, the median home price in Frenchburg, KY is $128,000, with a year-over-year change of 16.5%. This indicates that home prices in Frenchburg, KY are increasing. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $128,000 | 16.5% |
| Single Family | $129,000 | 15.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Frenchburg, KY
Frenchburg, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Frenchburg, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Frenchburg, KY is 55. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 42.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $265,000 | 7.0% |
Listing Count | 19 | -7.0% |
| Listings as % of Homes | 0.4% | -7.0% |
Days on Market | 55 | -2.0% |
Demographics — Frenchburg, KY
As of the latest ACS Survey released in 2023, Frenchburg, KY has a population of 3,210, which has decreased by -1.8% over the past 5 years. Frenchburg, KY is a moderately popular place for families, as children make up 18.2% of the population. The area has a poorly educated workforce, with 12.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,210 | -1.8% |
% Under 18 | 18.2% | -17.3% |
% Seniors | 22.0% | 14.6% |
% WFH | 15.0% | 4,900.0% |
% w/ College Degree | 12.4% | 2.5% |
As of the latest ACS Survey released in 2023, Frenchburg, KY is a predominantly white area, with 96.8% of the population identifying as white. The white population has shrunk by 2.9% in the last 5 years. The second most common race or ethnicity in Frenchburg, KY is hispanic, making up 1.6% of the population. Foreign-born residents account for 0.4% of the population in Frenchburg, KY, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.8% | -2.9% |
% Black | 0.5% | 400.0% |
% Hispanic | 1.6% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.4% | ∞% |
Mortgage and Risk — Frenchburg, KY
According to HUD data as of 2023, there were 24 mortgage originations in Frenchburg, KY, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Frenchburg, KY. Investor activity is low, as 0.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 24 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 0.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Frenchburg, KY
Frenchburg, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 33 |
Total Units Section 8 | 33 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $680 |
| 2 Bedroom | N/A | N/A | $870 |
| 3 Bedroom | N/A | N/A | $1,110 |
| 4 Bedroom | N/A | N/A | $1,280 |
Affordability — Frenchburg, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $128,000 |
| Median Household Income | $44,700 |