Lawrenceburg, KY—40342
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lawrenceburg, KY
As of Oct '25, the median home price in Lawrenceburg, KY is $252,000, with a year-over-year change of 8.4%. This indicates that home prices in Lawrenceburg, KY are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $252,000 | 8.4% |
| Single Family | $252,000 | 8.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $191,000 | 8.5% |
3 Bed | $252,000 | 6.8% |
4 Bed | $357,000 | 6.2% |
| 5 Bed | $455,000 | 7.8% |
% of Housing Stock
Rental Trends — Lawrenceburg, KY
As of July '25, Rentcast reports the average rent in Lawrenceburg, KY is $1,100, with a year-over-year rent change of -16.7%. Per bedroom, the median rent as of July '25 in Lawrenceburg, KY is 2-bedrooms: $1,100. The most common rental property sizes in Lawrenceburg, KY are 2-bedroom and 3-bedroom, accounting for 51.3% and 29.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,100 | $1,100 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lawrenceburg, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Lawrenceburg, KY is 60. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $288,000 | -18.0% |
Listing Count | 121 | 58.0% |
| Listings as % of Homes | 0.6% | 58.0% |
Days on Market | 60 | 14.0% |
Demographics — Lawrenceburg, KY
As of the latest ACS Survey released in 2023, Lawrenceburg, KY has a population of 23,700, which has increased by 8.1% over the past 5 years. Lawrenceburg, KY is a moderately popular place for families, as children make up 23.4% of the population. The area has a moderately educated workforce, with 25.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 23,700 | 8.1% |
% Under 18 | 23.4% | -3.3% |
% Seniors | 16.2% | 8.0% |
% WFH | 9.6% | 405.3% |
% w/ College Degree | 25.8% | 27.1% |
As of the latest ACS Survey released in 2023, Lawrenceburg, KY is a predominantly white area, with 92.1% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Lawrenceburg, KY is black, making up 2.9% of the population. Foreign-born residents account for 1.3% of the population in Lawrenceburg, KY, and this percentage has increased by 8.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.1% | -2.3% |
% Black | 2.9% | 11.5% |
% Hispanic | 2.4% | 50.0% |
% Asian | 0.1% | -66.7% |
% Foreign Born | 1.3% | 8.3% |
Mortgage and Risk — Lawrenceburg, KY
According to HUD data as of 2023, there were 525 mortgage originations in Lawrenceburg, KY, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Lawrenceburg, KY. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 525 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Lawrenceburg, KY
Lawrenceburg, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 104 |
Total Units Section 8 | 104 |
% Rentals under Section 8 | 4.8% |
% Occupied Section 8 | 66.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $900 |
| 2 Bedroom | -$80 | $1,100 | $1,020 |
| 3 Bedroom | N/A | N/A | $1,370 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Lawrenceburg, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $252,000 |
| Median Household Income | $71,800 |