Stamping Ground, KY—40379
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stamping Ground, KY
As of Oct '25, the median home price in Stamping Ground, KY is $342,000, with a year-over-year change of 3.5%. This indicates that home prices in Stamping Ground, KY are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $342,000 | 3.5% |
| Single Family | $341,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $259,000 | 7.0% |
3 Bed | $357,000 | 4.7% |
4 Bed | $495,000 | 4.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stamping Ground, KY
Stamping Ground, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $2,500 | $2,500 |
% of Rental Stock
Property Listings — Stamping Ground, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Stamping Ground, KY is 75. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $585,000 | 45.0% |
Listing Count | 10 | -14.0% |
| Listings as % of Homes | 0.5% | -14.0% |
Days on Market | 75 | -14.0% |
Demographics — Stamping Ground, KY
As of the latest ACS Survey released in 2023, Stamping Ground, KY has a population of 3,830, which has increased by 12.1% over the past 5 years. Stamping Ground, KY is a moderately popular place for families, as children make up 21.3% of the population. The area has a moderately educated workforce, with 26.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,830 | 12.1% |
% Under 18 | 21.3% | -12.0% |
% Seniors | 22.8% | 60.6% |
% WFH | 11.5% | 538.9% |
% w/ College Degree | 26.5% | 55.9% |
As of the latest ACS Survey released in 2023, Stamping Ground, KY is a predominantly white area, with 95.7% of the population identifying as white. The white population has grown by 1.8% in the last 5 years. The second most common race or ethnicity in Stamping Ground, KY is asian, making up 0.7% of the population. Foreign-born residents account for 0.0% of the population in Stamping Ground, KY, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.7% | 1.8% |
% Black | 0.4% | -89.2% |
% Hispanic | 0.3% | -72.7% |
% Asian | 0.7% | 250.0% |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Stamping Ground, KY
According to HUD data as of 2023, there were 62 mortgage originations in Stamping Ground, KY, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Stamping Ground, KY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 62 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Stamping Ground, KY
Stamping Ground, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 26 |
Total Units Section 8 | 26 |
% Rentals under Section 8 | 11.7% |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $960 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,550 |
| 4 Bedroom | -$750 | $2,500 | $1,750 |
Affordability — Stamping Ground, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $342,000 |
| Median Household Income | $64,500 |