Hustonville, KY—40437
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hustonville, KY
As of Oct '25, the median home price in Hustonville, KY is $191,000, with a year-over-year change of 6.4%. This indicates that home prices in Hustonville, KY are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $191,000 | 6.4% |
| Single Family | $191,000 | 6.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $138,000 | -4.8% |
3 Bed | $207,000 | 3.5% |
4 Bed | $271,000 | 3.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hustonville, KY
As of July '25, Rentcast reports the average rent in Hustonville, KY is $2,310, with a year-over-year rent change of 171.8%. Per bedroom, the median rent as of July '25 in Hustonville, KY is 2-bedrooms: $825, 4-bedrooms: $3,800. The most common rental property sizes in Hustonville, KY are 3-bedroom and 2-bedroom, accounting for 56.3% and 16.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $825 | $2,310 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $825 | $825 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $3,800 | $3,800 |
% of Rental Stock
Property Listings — Hustonville, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Hustonville, KY is 61. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $292,000 | -10.0% |
Listing Count | 27 | 43.0% |
| Listings as % of Homes | 0.8% | 43.0% |
Days on Market | 61 | -19.0% |
Demographics — Hustonville, KY
As of the latest ACS Survey released in 2023, Hustonville, KY has a population of 4,490, which has decreased by -16.8% over the past 5 years. Hustonville, KY is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 15.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,490 | -16.8% |
% Under 18 | 21.3% | -9.7% |
% Seniors | 22.0% | 19.6% |
% WFH | 5.9% | 84.4% |
% w/ College Degree | 15.4% | 100.0% |
As of the latest ACS Survey released in 2023, Hustonville, KY is a predominantly white area, with 94.1% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Hustonville, KY is hispanic, making up 0.5% of the population. Foreign-born residents account for 0.2% of the population in Hustonville, KY, and this percentage has decreased by 75.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.1% | -1.5% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.5% | -76.2% |
% Asian | 0.2% | 100.0% |
% Foreign Born | 0.2% | -75.0% |
Mortgage and Risk — Hustonville, KY
According to HUD data as of 2023, there were 109 mortgage originations in Hustonville, KY, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Hustonville, KY. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 109 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Hustonville, KY
Hustonville, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $800 |
| 2 Bedroom | $65 | $825 | $890 |
| 3 Bedroom | N/A | N/A | $1,090 |
| 4 Bedroom | -$2,500 | $3,800 | $1,300 |
Affordability — Hustonville, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $191,000 |
| Median Household Income | $51,200 |