Stanford, KY 40484 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Stanford, KY—40484

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$211,000

7.4% YoY Growth

Household Income

$54,600

30.6% YoY Growth

Days on Market

12.0% Shorter YoY

Home Price Forecast

2.8%

Median Rent

$1,700

34.6% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

$1,350

N/A

Home Price Trends — Stanford, KY

As of Dec '25, the median home price in Stanford, KY is $211,000, with a year-over-year change of 7.4%. This indicates that home prices in Stanford, KY are increasing. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$211,000	7.4%
Single Family	$210,000	6.1%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Stanford, KY

As of July '25, Rentcast reports the average rent in Stanford, KY is $1,750, with a year-over-year rent change of 34.6%. Per bedroom, the median rent as of July '25 in Stanford, KY is 3-bedrooms: $1,780, 4-bedrooms: $1,700. The most common rental property sizes in Stanford, KY are 3-bedroom and 2-bedroom, accounting for 50.0% and 35.5% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,700	$1,750
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	$1,350	$1,780
4 Bed Rent	$1,700	$1,700

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% of Rental Stock

1 Bedroom

10.8%

2 Bedrooms

35.5%

3 Bedrooms

50.0%

4 Bedrooms

2.0%

5+ Bedrooms

1.7%

Property Listings — Stanford, KY

As of Dec '25, Realtor.com reports that the median days on market for a home in Stanford, KY is 64. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 46.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$247,000	7.0%
Listing Count	49	-7.0%
Listings as % of Homes	0.5%	-7.0%
Days on Market	79	-12.0%

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Demographics — Stanford, KY

As of the latest ACS Survey released in 2023, Stanford, KY has a population of 12,500, which has increased by 14.8% over the past 5 years. Stanford, KY is a moderately popular place for families, as children make up 21.7% of the population. The area has a poorly educated workforce, with 17.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	12,500	14.8%
% Under 18	21.7%	10.2%
% Seniors	19.1%	1.6%
% WFH	11.8%	195.0%
% w/ College Degree	17.5%	8.0%

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As of the latest ACS Survey released in 2023, Stanford, KY is a predominantly white area, with 89.7% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Stanford, KY is black, making up 3.3% of the population. Foreign-born residents account for 2.5% of the population in Stanford, KY, and this percentage has increased by 56.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	89.7%	-3.3%
% Black	3.3%	0.0%
% Hispanic	2.8%	-9.7%
% Asian	0.6%	∞%
% Foreign Born	2.5%	56.2%

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Mortgage and Risk — Stanford, KY

According to HUD data as of 2023, there were 147 mortgage originations in Stanford, KY, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Stanford, KY. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	147
% Conventional Loans	66.0%
% Government Loans	34.0%
% Investor Loans	1.0%
% Second Loans	1.0%
% Cash Out Refinance	12.0%

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Rentals and Section 8 — Stanford, KY

Stanford, KY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	176
Total Units Section 8	126
% Rentals under Section 8	N/A
% Occupied Section 8	93.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$770
2 Bedroom	N/A	N/A	$870
3 Bedroom	-$310	$1,350	$1,040
4 Bedroom	-$400	$1,700	$1,300

Stanford, KY—40484

Key Metrics at a Glance

Home Price Trends — Stanford, KY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Stanford, KY

% of Rental Stock

Property Listings — Stanford, KY

Demographics — Stanford, KY

Race and Ethnicity

Mortgage and Risk — Stanford, KY

Mortgages

Rentals and Section 8 — Stanford, KY

Section 8 Market Size

Section 8 Opportunity

Affordability — Stanford, KY

Home Price to Income Ratio

Stanford, KY — ZIP Code Boundary Map

Nearby ZIP Codes

Waynesburg, KY

Junction City, KY

Kings Mountain, KY

Danville, KY

Lancaster, KY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.3
Median Home Price	$211,000
Median Household Income	$54,600

Stanford, KY—40484

Key Metrics at a Glance

Home Price Trends — Stanford, KY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Stanford, KY

% of Rental Stock

Property Listings — Stanford, KY

Demographics — Stanford, KY

Race and Ethnicity

Mortgage and Risk — Stanford, KY

Mortgages

Rentals and Section 8 — Stanford, KY

Section 8 Market Size

Section 8 Opportunity

Affordability — Stanford, KY

Home Price to Income Ratio

Stanford, KY — ZIP Code Boundary Map

Nearby ZIP Codes

Waynesburg, KY

Junction City, KY

Kings Mountain, KY

Danville, KY

Lancaster, KY

Frequently Asked Questions

What is the average home price in Stanford, KY 40484?

How have home prices in Stanford, KY 40484 changed over the past year?

What is the home price projection for Stanford, KY 40484?

What are the demographics of Stanford, KY 40484?

How long does it take homes to sell in Stanford, KY 40484?

What is the average rent price in Stanford, KY 40484?