Athens-Boonesboro, Lexington, KY40503

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$332,000
2.3% YoY Growth
Median Household Income
$74,200
17.4% 5-Year Growth
Days on Market
35
4.0% Longer than last year
Home Price Forecast
2.0%
Median Rent
$1,850
10.3% YoY Growth
1-Bed Rent
$1,050
21.2% YoY Growth
2-Bed Rent
$1,350
0.0% YoY Growth
3-Bed Rent
$2,000
8.4% YoY Growth

Property Listings — Athens-Boonesboro, Lexington, KY

As of Oct '25, Realtor.com reports that the median days on market for a home in Athens-Boonesboro, Lexington, KY is 35. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$365,000-2.0%
Listing Count
7613.0%
Listings as % of Homes0.4%13.0%
Days on Market
354.0%
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Demographics — Athens-Boonesboro, Lexington, KY

As of the latest ACS Survey released in 2023, Athens-Boonesboro, Lexington, KY has a population of 27,800, which has decreased by -6.0% over the past 5 years. Athens-Boonesboro, Lexington, KY is a moderately popular place for families, as children make up 18.6% of the population. The area has a highly educated workforce, with 56.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
27,800-6.0%
% Under 18
18.6%-4.1%
% Seniors
17.4%13.7%
% WFH
13.4%148.1%
% w/ College Degree
56.7%8.0%
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As of the latest ACS Survey released in 2023, Athens-Boonesboro, Lexington, KY is a predominantly white area, with 80.6% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Athens-Boonesboro, Lexington, KY is hispanic, making up 6.8% of the population. Foreign-born residents account for 11.0% of the population in Athens-Boonesboro, Lexington, KY, and this percentage has increased by 20.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
80.6%-5.4%
% Black
2.7%50.0%
% Hispanic
6.8%61.9%
% Asian
6.0%11.1%
% Foreign Born
11.0%20.9%
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Mortgage and Risk — Athens-Boonesboro, Lexington, KY

According to HUD data as of 2023, there were 636 mortgage originations in Athens-Boonesboro, Lexington, KY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Athens-Boonesboro, Lexington, KY. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
636
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
2.0%
% Second Loans
3.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Athens-Boonesboro, Lexington, KY

As of 2024, the percent of homes in Athens-Boonesboro, Lexington, KY under the Section 8 program is 2.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Athens-Boonesboro, Lexington, KY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
112
Total Units Section 8
112
% Rentals under Section 8
2.4%
% Occupied Section 8
90.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$40$1,050$1,090
2 Bedroom-$60$1,350$1,290
3 Bedroom-$250$2,000$1,750
4 Bedroom-$430$2,400$1,970

Affordability — Athens-Boonesboro, Lexington, KY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$332,000
Median Household Income$74,200

Athens-Boonesboro, Lexington, KY — ZIP Code Boundary Map

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Frequently Asked Questions