Rockholds, KY—40759
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Rockholds, KY
Home Price Trends — Rockholds, KY
As of Oct '25, the median home price in Rockholds, KY is $125,000, with a year-over-year change of 2.2%. This indicates that home prices in Rockholds, KY are increasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $125,000 | 2.2% |
| Single Family | $125,000 | 1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $123,000 | 0.0% |
3 Bed | $171,000 | 3.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rockholds, KY
Rockholds, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rockholds, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Rockholds, KY is 35. This is a decrease of -59.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $259,000 | 16.0% |
Listing Count | 5 | 0.0% |
| Listings as % of Homes | 0.2% | 0.0% |
Days on Market | 35 | -59.0% |
Demographics — Rockholds, KY
As of the latest ACS Survey released in 2023, Rockholds, KY has a population of 3,190, which has increased by 28.1% over the past 5 years. Rockholds, KY is a popular place for families, as children make up 28.8% of the population. The area has a poorly educated workforce, with 8.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,190 | 28.1% |
% Under 18 | 28.8% | -6.8% |
% Seniors | 22.3% | 19.3% |
% WFH | 5.9% | ∞% |
% w/ College Degree | 8.4% | 18.3% |
As of the latest ACS Survey released in 2023, Rockholds, KY is a predominantly white area, with 98.5% of the population identifying as white. The white population has grown by 2.1% in the last 5 years. The second most common race or ethnicity in Rockholds, KY is black, making up 0.2% of the population. Foreign-born residents account for 0.1% of the population in Rockholds, KY, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.5% | 2.1% |
% Black | 0.2% | ∞% |
% Hispanic | 0.0% | N/A |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.1% | ∞% |
Mortgage and Risk — Rockholds, KY
According to HUD data as of 2023, there were 19 mortgage originations in Rockholds, KY, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 53.0% above 90% LTV (very high). This implies large mortgage risk in Rockholds, KY. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 19 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Rockholds, KY
Rockholds, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 34 |
Total Units Section 8 | 34 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $660 |
| 2 Bedroom | N/A | N/A | $870 |
| 3 Bedroom | N/A | N/A | $1,040 |
| 4 Bedroom | N/A | N/A | $1,300 |
Affordability — Rockholds, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $125,000 |
| Median Household Income | $31,600 |