Williamsburg, KY—40769
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Williamsburg, KY
As of Oct '25, the median home price in Williamsburg, KY is $122,000, with a year-over-year change of 2.4%. This indicates that home prices in Williamsburg, KY are increasing. According to Zillow, the 1-year price projection is -1.2%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $122,000 | 2.4% |
| Single Family | $122,000 | 1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $69,000 | -1.4% |
2 Bed | $105,000 | -0.9% |
3 Bed | $165,000 | 3.1% |
4 Bed | $211,000 | 5.5% |
| 5 Bed | $247,000 | 4.7% |
% of Housing Stock
Rental Trends — Williamsburg, KY
As of July '25, Rentcast reports the average rent in Williamsburg, KY is $838, with a year-over-year rent change of -23.8%. Per bedroom, the median rent as of July '25 in Williamsburg, KY is studios: $600, 1-bedrooms: $573, 2-bedrooms: $914, 3-bedrooms: $1,250, 4-bedrooms: $1,300. The most common rental property sizes in Williamsburg, KY are 2-bedroom and 3-bedroom, accounting for 35.0% and 29.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $650 | $838 |
| Studio Rent | $600 | $600 |
| 1 Bed Rent | $550 | $573 |
| 2 Bed Rent | $1,000 | $914 |
| 3 Bed Rent | $1,200 | $1,250 |
| 4 Bed Rent | $1,300 | $1,300 |
% of Rental Stock
Property Listings — Williamsburg, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Williamsburg, KY is 58. This is a decrease of -34.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $258,000 | 49.0% |
Listing Count | 33 | 8.0% |
| Listings as % of Homes | 0.2% | 8.0% |
Days on Market | 58 | -34.0% |
Demographics — Williamsburg, KY
As of the latest ACS Survey released in 2023, Williamsburg, KY has a population of 17,900, which has remained stable by -0.8% over the past 5 years. Williamsburg, KY is a popular place for families, as children make up 26.0% of the population. The area has a poorly educated workforce, with 17.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,900 | -0.8% |
% Under 18 | 26.0% | 12.6% |
% Seniors | 11.5% | -21.8% |
% WFH | 8.6% | 95.5% |
% w/ College Degree | 17.6% | -11.1% |
As of the latest ACS Survey released in 2023, Williamsburg, KY is a predominantly white area, with 93.0% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Williamsburg, KY is hispanic, making up 3.5% of the population. Foreign-born residents account for 1.0% of the population in Williamsburg, KY, and this percentage has decreased by 28.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.0% | -1.5% |
% Black | 1.5% | -25.0% |
% Hispanic | 3.5% | 288.9% |
% Asian | 0.2% | -66.7% |
% Foreign Born | 1.0% | -28.6% |
Mortgage and Risk — Williamsburg, KY
According to HUD data as of 2023, there were 210 mortgage originations in Williamsburg, KY, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Williamsburg, KY. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 210 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Williamsburg, KY
Williamsburg, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 614 |
Total Units Section 8 | 377 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 97.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $140 | $550 | $690 |
| 2 Bedroom | -$130 | $1,000 | $870 |
| 3 Bedroom | -$150 | $1,200 | $1,050 |
| 4 Bedroom | -$150 | $1,300 | $1,150 |
Affordability — Williamsburg, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $122,000 |
| Median Household Income | $41,800 |