Augusta, KY—41002
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Augusta, KY
As of Oct '25, the median home price in Augusta, KY is $183,000, with a year-over-year change of 5.7%. This indicates that home prices in Augusta, KY are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $183,000 | 5.7% |
| Single Family | $183,000 | 4.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $138,000 | 4.5% |
3 Bed | $179,000 | 2.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Augusta, KY
Augusta, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Augusta, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Augusta, KY is 66. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $281,000 | 25.0% |
Listing Count | 11 | 100.0% |
| Listings as % of Homes | 0.2% | 100.0% |
Days on Market | 66 | -14.0% |
Demographics — Augusta, KY
As of the latest ACS Survey released in 2023, Augusta, KY has a population of 2,500, which has decreased by -5.9% over the past 5 years. Augusta, KY is a moderately popular place for families, as children make up 22.1% of the population. The area has a poorly educated workforce, with 15.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,500 | -5.9% |
% Under 18 | 22.1% | -16.0% |
% Seniors | 17.2% | 1.2% |
% WFH | 4.6% | -35.2% |
% w/ College Degree | 15.6% | 8.3% |
As of the latest ACS Survey released in 2023, Augusta, KY is a predominantly white area, with 93.9% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Augusta, KY is hispanic, making up 0.9% of the population. Foreign-born residents account for 0.1% of the population in Augusta, KY, and this percentage has decreased by 96.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | -2.1% |
% Black | 0.8% | 700.0% |
% Hispanic | 0.9% | -76.9% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.1% | -96.8% |
Mortgage and Risk — Augusta, KY
According to HUD data as of 2023, there were 29 mortgage originations in Augusta, KY, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Augusta, KY. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 29 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Augusta, KY
Augusta, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 44 |
Total Units Section 8 | 44 |
% Rentals under Section 8 | 14.2% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $1,080 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,590 |
Affordability — Augusta, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $183,000 |
| Median Household Income | $58,300 |