Brooksville, KY—41004
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Brooksville, KY
Home Price Trends — Brooksville, KY
As of Oct '25, the median home price in Brooksville, KY is $187,000, with a year-over-year change of -0.1%. This indicates that home prices in Brooksville, KY are flat. According to Zillow, the 1-year price projection is 3.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $187,000 | -0.1% |
| Single Family | $187,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $167,000 | -5.1% |
3 Bed | $197,000 | 1.0% |
4 Bed | $240,000 | 2.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Brooksville, KY
Brooksville, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Brooksville, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Brooksville, KY is 70. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $191,000 | -13.0% |
Listing Count | 7 | 26.0% |
| Listings as % of Homes | 0.4% | 26.0% |
Days on Market | 70 | -13.0% |
Demographics — Brooksville, KY
As of the latest ACS Survey released in 2023, Brooksville, KY has a population of 4,100, which has increased by 2.4% over the past 5 years. Brooksville, KY is a moderately popular place for families, as children make up 24.2% of the population. The area has a poorly educated workforce, with 20.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,100 | 2.4% |
% Under 18 | 24.2% | -2.8% |
% Seniors | 15.8% | 10.5% |
% WFH | 1.7% | -41.4% |
% w/ College Degree | 20.3% | 53.8% |
As of the latest ACS Survey released in 2023, Brooksville, KY is a predominantly white area, with 94.5% of the population identifying as white. The white population has shrunk by 0.7% in the last 5 years. The second most common race or ethnicity in Brooksville, KY is black, making up 1.5% of the population. Foreign-born residents account for 0.3% of the population in Brooksville, KY, and this percentage has decreased by 40.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.5% | -0.7% |
% Black | 1.5% | ∞% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.3% | -40.0% |
Mortgage and Risk — Brooksville, KY
According to HUD data as of 2023, there were 83 mortgage originations in Brooksville, KY, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Brooksville, KY. Investor activity is low, as 6.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 83 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 6.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Brooksville, KY
Brooksville, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 49 |
Total Units Section 8 | 49 |
% Rentals under Section 8 | 18.1% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $1,080 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,590 |
Affordability — Brooksville, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $187,000 |
| Median Household Income | $59,900 |