Gubser Mill, KY 41007 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Gubser Mill, KY—41007

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$360,000

3.0% YoY Growth

Household Income

$101,000

44.8% YoY Growth

Days on Market

23.0% Shorter YoY

Home Price Forecast

0.8%

Median Rent

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Gubser Mill, KY

As of May '26, the median home price in Gubser Mill, KY is $360,000, with a year-over-year change of 3.0%. This indicates that home prices in Gubser Mill, KY are increasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$360,000	3.0%
Single Family	$360,000	3.2%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Gubser Mill, KY

Gubser Mill, KY lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	N/A	N/A
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

1.9%

2 Bedrooms

44.2%

3 Bedrooms

53.8%

Property Listings — Gubser Mill, KY

As of May '26, Realtor.com reports that the median days on market for a home in Gubser Mill, KY is 24. This is a decrease of -23.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$235,000	-3.0%
Listing Count	6	-53.0%
Listings as % of Homes	0.3%	-53.0%
Days on Market	24	-23.0%

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Demographics — Gubser Mill, KY

As of the latest ACS Survey released in 2023, Gubser Mill, KY has a population of 4,610, which has increased by 7.3% over the past 5 years. Gubser Mill, KY is a moderately popular place for families, as children make up 22.5% of the population. The area has a moderately educated workforce, with 30.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	4,610	7.3%
% Under 18	22.5%	9.8%
% Seniors	15.5%	-3.1%
% WFH	9.5%	37.7%
% w/ College Degree	30.2%	45.2%

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As of the latest ACS Survey released in 2023, Gubser Mill, KY is a predominantly white area, with 98.2% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Gubser Mill, KY is hispanic, making up 0.5% of the population. Foreign-born residents account for 0.2% of the population in Gubser Mill, KY, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	98.2%	-0.5%
% Black	0.0%	-100.0%
% Hispanic	0.5%	66.7%
% Asian	0.0%	-100.0%
% Foreign Born	0.2%	-50.0%

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Mortgage and Risk — Gubser Mill, KY

According to HUD data as of 2023, there were 49 mortgage originations in Gubser Mill, KY, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Gubser Mill, KY. Investor activity is low, as 2.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	49
% Conventional Loans	80.0%
% Government Loans	20.0%
% Investor Loans	2.0%
% Second Loans	0.0%
% Cash Out Refinance	20.0%

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Rentals and Section 8 — Gubser Mill, KY

Gubser Mill, KY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	5
Total Units Section 8	5
% Rentals under Section 8	9.6%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,030
2 Bedroom	N/A	N/A	$1,340
3 Bedroom	N/A	N/A	$1,780
4 Bedroom	N/A	N/A	$1,960

Gubser Mill, KY—41007

Key Metrics at a Glance

Home Price Trends — Gubser Mill, KY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Gubser Mill, KY

% of Rental Stock

Property Listings — Gubser Mill, KY

Demographics — Gubser Mill, KY

Race and Ethnicity

Mortgage and Risk — Gubser Mill, KY

Mortgages

Rentals and Section 8 — Gubser Mill, KY

Section 8 Market Size

Section 8 Opportunity

Affordability — Gubser Mill, KY

Home Price to Income Ratio

Gubser Mill, KY — ZIP Code Boundary Map

Nearby ZIP Codes

Alexandria, KY

New Richmond, OH

Butler, KY

Melbourne, KY

Moscow, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.5
Median Home Price	$360,000
Median Household Income	$101,000

Gubser Mill, KY—41007

Key Metrics at a Glance

Home Price Trends — Gubser Mill, KY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Gubser Mill, KY

% of Rental Stock

Property Listings — Gubser Mill, KY

Demographics — Gubser Mill, KY

Race and Ethnicity

Mortgage and Risk — Gubser Mill, KY

Mortgages

Rentals and Section 8 — Gubser Mill, KY

Section 8 Market Size

Section 8 Opportunity

Affordability — Gubser Mill, KY

Home Price to Income Ratio

Gubser Mill, KY — ZIP Code Boundary Map

Nearby ZIP Codes

Alexandria, KY

New Richmond, OH

Butler, KY

Melbourne, KY

Moscow, OH

Frequently Asked Questions

What is the average home price in Gubser Mill, KY 41007?

How have home prices in Gubser Mill, KY 41007 changed over the past year?

What is the home price projection for Gubser Mill, KY 41007?

What are the demographics of Gubser Mill, KY 41007?

How long does it take homes to sell in Gubser Mill, KY 41007?

What is the average rent price in Gubser Mill, KY 41007?