Taylor Mill, KY—41015
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Taylor Mill, KY
As of Oct '25, the median home price in Taylor Mill, KY is $224,000, with a year-over-year change of 3.2%. This indicates that home prices in Taylor Mill, KY are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $224,000 | 3.2% |
| Single Family | $225,000 | 3.2% |
| Condos | $208,000 | 6.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $128,000 | 1.6% |
2 Bed | $179,000 | 2.9% |
3 Bed | $243,000 | 3.0% |
4 Bed | $395,000 | 5.3% |
| 5 Bed | $453,000 | 6.1% |
% of Housing Stock
Rental Trends — Taylor Mill, KY
As of July '25, Rentcast reports the average rent in Taylor Mill, KY is $1,370, with a year-over-year rent change of 22.3%. Per bedroom, the median rent as of July '25 in Taylor Mill, KY is 1-bedrooms: $883, 2-bedrooms: $1,350, 4-bedrooms: $2,180. The most common rental property sizes in Taylor Mill, KY are 2-bedroom and 3-bedroom, accounting for 43.2% and 26.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,370 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $950 | $883 |
| 2 Bed Rent | $1,300 | $1,350 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $1,700 | $2,180 |
% of Rental Stock
Property Listings — Taylor Mill, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Taylor Mill, KY is 48. This is a increase of 50.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $242,000 | 8.0% |
Listing Count | 63 | 33.0% |
| Listings as % of Homes | 0.5% | 33.0% |
Days on Market | 48 | 50.0% |
Demographics — Taylor Mill, KY
As of the latest ACS Survey released in 2023, Taylor Mill, KY has a population of 20,400, which has remained stable by -0.5% over the past 5 years. Taylor Mill, KY is a moderately popular place for families, as children make up 23.2% of the population. The area has a moderately educated workforce, with 30.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 20,400 | -0.5% |
% Under 18 | 23.2% | -1.7% |
% Seniors | 16.8% | 15.9% |
% WFH | 12.1% | 365.4% |
% w/ College Degree | 30.0% | 32.7% |
As of the latest ACS Survey released in 2023, Taylor Mill, KY is a predominantly white area, with 90.2% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Taylor Mill, KY is black, making up 3.1% of the population. Foreign-born residents account for 2.3% of the population in Taylor Mill, KY, and this percentage has increased by 187.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.2% | -0.3% |
% Black | 3.1% | -13.9% |
% Hispanic | 1.8% | -21.7% |
% Asian | 0.2% | 100.0% |
% Foreign Born | 2.3% | 187.5% |
Mortgage and Risk — Taylor Mill, KY
According to HUD data as of 2023, there were 617 mortgage originations in Taylor Mill, KY, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Taylor Mill, KY. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 617 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Taylor Mill, KY
Taylor Mill, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 668 |
Total Units Section 8 | 433 |
% Rentals under Section 8 | 18.9% |
% Occupied Section 8 | 94.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$60 | $950 | $890 |
| 2 Bedroom | -$150 | $1,300 | $1,150 |
| 3 Bedroom | N/A | N/A | $1,520 |
| 4 Bedroom | -$20 | $1,700 | $1,680 |
Affordability — Taylor Mill, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $224,000 |
| Median Household Income | $63,800 |