Foster, KY—41043
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Foster, KY
As of Oct '25, the median home price in Foster, KY is $228,000, with a year-over-year change of 0.3%. This indicates that home prices in Foster, KY are flat. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $228,000 | 0.3% |
| Single Family | $228,000 | 0.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $179,000 | -2.7% |
3 Bed | $251,000 | -1.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Foster, KY
Foster, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Foster, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Foster, KY is 175. This is a increase of 107.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $592,000 | 20.0% |
Listing Count | 6 | 10.0% |
| Listings as % of Homes | N/A | 10.0% |
Days on Market | 175 | 107.0% |
Demographics — Foster, KY
As of the latest ACS Survey released in 2023, Foster, KY has a population of 1,580, which has decreased by -3.4% over the past 5 years. Foster, KY is a moderately popular place for families, as children make up 19.9% of the population. The area has a poorly educated workforce, with 16.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,580 | -3.4% |
% Under 18 | 19.9% | 6.4% |
% Seniors | 19.4% | -7.2% |
% WFH | 3.3% | -8.3% |
% w/ College Degree | 16.6% | -6.2% |
As of the latest ACS Survey released in 2023, Foster, KY is a predominantly white area, with 96.4% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in Foster, KY is black, making up 1.1% of the population. Foreign-born residents account for 0.6% of the population in Foster, KY, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.4% | -1.0% |
% Black | 1.1% | ∞% |
% Hispanic | 0.6% | -14.3% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.6% | 100.0% |
Mortgage and Risk — Foster, KY
According to HUD data as of 2023, there were 28 mortgage originations in Foster, KY, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Foster, KY. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 28 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 0.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Foster, KY
Foster, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $1,080 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,590 |
Affordability — Foster, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $228,000 |
| Median Household Income | $80,900 |