Ghent, KY—41045
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ghent, KY
Ghent, KY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $193,000 | 11.0% |
| Single Family | $193,000 | 10.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $153,000 | 15.0% |
3 Bed | $208,000 | 13.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ghent, KY
Ghent, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ghent, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Ghent, KY is 28. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 67.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $558,000 | 159.0% |
Listing Count | 3 | -11.0% |
| Listings as % of Homes | 0.5% | -11.0% |
Days on Market | 28 | 7.0% |
Demographics — Ghent, KY
As of the latest ACS Survey released in 2023, Ghent, KY has a population of 1,220, which has decreased by -24.6% over the past 5 years. Ghent, KY is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 12.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,220 | -24.6% |
% Under 18 | 18.6% | -35.0% |
% Seniors | 12.6% | 16.7% |
% WFH | 3.9% | 3,800.0% |
% w/ College Degree | 12.2% | 40.2% |
As of the latest ACS Survey released in 2023, Ghent, KY is a predominantly white area, with 86.5% of the population identifying as white. The white population has shrunk by 5.8% in the last 5 years. The second most common race or ethnicity in Ghent, KY is hispanic, making up 5.6% of the population. Foreign-born residents account for 2.2% of the population in Ghent, KY, and this percentage has increased by 214.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.5% | -5.8% |
% Black | 1.4% | -56.2% |
% Hispanic | 5.6% | 300.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.2% | 214.3% |
Mortgage and Risk — Ghent, KY
According to HUD data as of 2023, there were 33 mortgage originations in Ghent, KY, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Ghent, KY. Investor activity is low, as 12.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 33 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 12.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Ghent, KY
Ghent, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $930 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | N/A | N/A | $1,460 |
| 4 Bedroom | N/A | N/A | $1,630 |
Affordability — Ghent, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $193,000 |
| Median Household Income | $57,400 |