Mount Olivet, KY—41064
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mount Olivet, KY
Mount Olivet, KY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $170,000 | 3.7% |
| Single Family | $170,000 | 3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $126,000 | 1.6% |
3 Bed | $173,000 | 6.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mount Olivet, KY
Mount Olivet, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mount Olivet, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Mount Olivet, KY is 103. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $269,000 | 40.0% |
Listing Count | 7 | -50.0% |
| Listings as % of Homes | 1.2% | -50.0% |
Days on Market | 103 | 5.0% |
Demographics — Mount Olivet, KY
As of the latest ACS Survey released in 2023, Mount Olivet, KY has a population of 2,120, which has increased by 14.8% over the past 5 years. Mount Olivet, KY is a popular place for families, as children make up 27.7% of the population. The area has a poorly educated workforce, with 9.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,120 | 14.8% |
% Under 18 | 27.7% | 49.7% |
% Seniors | 21.6% | -0.9% |
% WFH | 2.1% | -25.0% |
% w/ College Degree | 9.8% | -31.0% |
As of the latest ACS Survey released in 2023, Mount Olivet, KY is a predominantly white area, with 95.3% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Mount Olivet, KY is black, making up 2.2% of the population. Foreign-born residents account for 0.4% of the population in Mount Olivet, KY, and this percentage has increased by 300.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.3% | -3.0% |
% Black | 2.2% | 144.4% |
% Hispanic | 0.7% | 0.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.4% | 300.0% |
Mortgage and Risk — Mount Olivet, KY
According to HUD data as of 2023, there were 32 mortgage originations in Mount Olivet, KY, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Mount Olivet, KY. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 32 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 0.0% |
% Second Loans | 9.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Mount Olivet, KY
Mount Olivet, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $1,080 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,590 |
Affordability — Mount Olivet, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $170,000 |
| Median Household Income | $49,500 |