Newport, KY41071

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$219,000
3.2% YoY Growth
Median Household Income
$58,300
38.8% 5-Year Growth
Days on Market
65
55.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$1,500
1.2% YoY Growth
1-Bed Rent
$1,220
14.8% YoY Growth
2-Bed Rent
$1,480
6.9% YoY Growth
3-Bed Rent
$1,950
25.0% YoY Growth

Property Listings — Newport, KY

As of Oct '25, Realtor.com reports that the median days on market for a home in Newport, KY is 65. This is a increase of 55.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$296,000-9.0%
Listing Count
1395.0%
Listings as % of Homes0.9%5.0%
Days on Market
6555.0%
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Demographics — Newport, KY

As of the latest ACS Survey released in 2023, Newport, KY has a population of 19,700, which has decreased by -5.4% over the past 5 years. Newport, KY is a less popular place for families, as children make up 14.7% of the population. The area has a moderately educated workforce, with 37.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,700-5.4%
% Under 18
14.7%-25.4%
% Seniors
16.4%41.4%
% WFH
16.6%472.4%
% w/ College Degree
37.7%41.2%
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As of the latest ACS Survey released in 2023, Newport, KY is a predominantly white area, with 84.3% of the population identifying as white. The white population has grown by 1.4% in the last 5 years. The second most common race or ethnicity in Newport, KY is black, making up 7.1% of the population. Foreign-born residents account for 3.6% of the population in Newport, KY, and this percentage has increased by 9.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.3%1.4%
% Black
7.1%-25.3%
% Hispanic
5.0%16.3%
% Asian
0.6%-53.8%
% Foreign Born
3.6%9.1%
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Mortgage and Risk — Newport, KY

According to HUD data as of 2023, there were 347 mortgage originations in Newport, KY, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Newport, KY. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
347
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Newport, KY

As of 2024, the percent of homes in Newport, KY under the Section 8 program is 18.7%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Newport, KY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
1,201
Total Units Section 8
880
% Rentals under Section 8
18.7%
% Occupied Section 8
75.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$330$1,220$890
2 Bedroom-$320$1,480$1,160
3 Bedroom-$410$1,950$1,540
4 Bedroom-$100$1,800$1,700

Affordability — Newport, KY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.5
Median Home Price$219,000
Median Household Income$58,300

Newport, KY — ZIP Code Boundary Map

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Frequently Asked Questions