Load, KY—41144
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Load, KY
As of Oct '25, the median home price in Load, KY is $144,000, with a year-over-year change of 6.1%. This indicates that home prices in Load, KY are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $144,000 | 6.1% |
| Single Family | $143,000 | 5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $107,000 | 5.9% |
3 Bed | $159,000 | 8.2% |
4 Bed | $223,000 | 8.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Load, KY
Load, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Load, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Load, KY is 72. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $227,000 | 22.0% |
Listing Count | 16 | -7.0% |
| Listings as % of Homes | 0.6% | -7.0% |
Days on Market | 72 | 24.0% |
Demographics — Load, KY
As of the latest ACS Survey released in 2023, Load, KY has a population of 8,460, which has decreased by -17.6% over the past 5 years. Load, KY is a moderately popular place for families, as children make up 17.5% of the population. The area has a poorly educated workforce, with 14.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,460 | -17.6% |
% Under 18 | 17.5% | -22.9% |
% Seniors | 21.9% | 19.7% |
% WFH | 3.7% | 428.6% |
% w/ College Degree | 14.4% | 35.8% |
As of the latest ACS Survey released in 2023, Load, KY is a predominantly white area, with 96.0% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Load, KY is hispanic, making up 0.9% of the population. Foreign-born residents account for 0.1% of the population in Load, KY, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.0% | -0.6% |
% Black | 0.8% | -20.0% |
% Hispanic | 0.9% | -40.0% |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.1% | 0.0% |
Mortgage and Risk — Load, KY
According to HUD data as of 2023, there were 226 mortgage originations in Load, KY, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Load, KY. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 226 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Load, KY
Load, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 132 |
Total Units Section 8 | 132 |
% Rentals under Section 8 | 24.4% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | N/A | N/A | $890 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | N/A | N/A | $1,340 |
Affordability — Load, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $144,000 |
| Median Household Income | $57,800 |