South Shore, KY—41175
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in South Shore, KY
Home Price Trends — South Shore, KY
As of Oct '25, the median home price in South Shore, KY is $131,000, with a year-over-year change of 9.1%. This indicates that home prices in South Shore, KY are increasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $131,000 | 9.1% |
| Single Family | $131,000 | 8.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $90,000 | 1.1% |
3 Bed | $148,000 | 8.0% |
4 Bed | $202,000 | 8.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — South Shore, KY
South Shore, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — South Shore, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in South Shore, KY is 25. This is a decrease of -58.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $205,000 | -18.0% |
Listing Count | 13 | -42.0% |
| Listings as % of Homes | 0.4% | -42.0% |
Days on Market | 25 | -58.0% |
Demographics — South Shore, KY
As of the latest ACS Survey released in 2023, South Shore, KY has a population of 5,610, which has increased by 3.4% over the past 5 years. South Shore, KY is a moderately popular place for families, as children make up 19.1% of the population. The area has a poorly educated workforce, with 13.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,610 | 3.4% |
% Under 18 | 19.1% | -26.3% |
% Seniors | 25.4% | 38.0% |
% WFH | 1.8% | -33.3% |
% w/ College Degree | 13.0% | -2.3% |
As of the latest ACS Survey released in 2023, South Shore, KY is a predominantly white area, with 96.9% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in South Shore, KY is hispanic, making up 1.4% of the population. Foreign-born residents account for 0.9% of the population in South Shore, KY, and this percentage has increased by 12.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.9% | 0.8% |
% Black | 0.0% | -100.0% |
% Hispanic | 1.4% | 75.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.9% | 12.5% |
Mortgage and Risk — South Shore, KY
According to HUD data as of 2023, there were 91 mortgage originations in South Shore, KY, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in South Shore, KY. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 91 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — South Shore, KY
South Shore, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 138 |
Total Units Section 8 | 138 |
% Rentals under Section 8 | 21.5% |
% Occupied Section 8 | 94.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,160 |
| 4 Bedroom | N/A | N/A | $1,340 |
Affordability — South Shore, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $131,000 |
| Median Household Income | $48,700 |