Tollesboro, KY—41189
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tollesboro, KY
Tollesboro, KY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $138,000 | 6.4% |
| Single Family | $138,000 | 6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $113,000 | 5.6% |
3 Bed | $158,000 | 7.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Tollesboro, KY
Tollesboro, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Tollesboro, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Tollesboro, KY is 87. This is a decrease of -32.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $362,000 | -37.0% |
Listing Count | 6 | 70.0% |
| Listings as % of Homes | 0.3% | 70.0% |
Days on Market | 87 | -32.0% |
Demographics — Tollesboro, KY
As of the latest ACS Survey released in 2023, Tollesboro, KY has a population of 2,050, which has decreased by -1.2% over the past 5 years. Tollesboro, KY is a moderately popular place for families, as children make up 17.8% of the population. The area has a poorly educated workforce, with 9.1% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,050 | -1.2% |
% Under 18 | 17.8% | -24.9% |
% Seniors | 18.6% | 22.4% |
% WFH | 26.9% | 100.7% |
% w/ College Degree | 9.1% | 28.2% |
Tollesboro, KY lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.8% | -5.2% |
% Black | 0.0% | N/A |
% Hispanic | 0.0% | N/A |
% Asian | 0.9% | ∞% |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Tollesboro, KY
According to HUD data as of 2023, there were 50 mortgage originations in Tollesboro, KY, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Tollesboro, KY. Investor activity is low, as 8.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 50 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 8.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Tollesboro, KY
Tollesboro, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 33 |
Total Units Section 8 | 33 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 66.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | N/A | N/A | $1,360 |
| 4 Bedroom | N/A | N/A | $1,360 |
Affordability — Tollesboro, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $138,000 |
| Median Household Income | $50,900 |