Fulton, KY 42041 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Fulton, KY—42041

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$97,000

0.8% YoY Growth

Household Income

$36,400

11.8% YoY Growth

Days on Market

14.0% Shorter YoY

Home Price Forecast

N/A

Median Rent

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Fulton, KY

Fulton, KY lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$97,000	-0.8%
Single Family	$97,000	-2.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Fulton, KY

Fulton, KY lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	N/A	N/A
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

Loading chart...

% of Rental Stock

1 Bedroom

20.2%

2 Bedrooms

41.4%

3 Bedrooms

33.4%

4 Bedrooms

3.9%

5+ Bedrooms

1.1%

Property Listings — Fulton, KY

As of Dec '25, Realtor.com reports that the median days on market for a home in Fulton, KY is 78. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$156,000	-25.0%
Listing Count	25	44.0%
Listings as % of Homes	0.4%	44.0%
Days on Market	90	-14.0%

Loading chart...

Demographics — Fulton, KY

As of the latest ACS Survey released in 2023, Fulton, KY has a population of 4,580, which has increased by 5.6% over the past 5 years. Fulton, KY is a popular place for families, as children make up 28.5% of the population. The area has a poorly educated workforce, with 17.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	4,580	5.6%
% Under 18	28.5%	33.8%
% Seniors	19.4%	-2.5%
% WFH	6.8%	4.6%
% w/ College Degree	17.6%	1.7%

Loading chart...

As of the latest ACS Survey released in 2023, Fulton, KY is a predominantly white area, with 70.8% of the population identifying as white. The white population has shrunk by 12.2% in the last 5 years. The second most common race or ethnicity in Fulton, KY is black, making up 18.4% of the population. Foreign-born residents account for 0.7% of the population in Fulton, KY, and this percentage has decreased by 22.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	70.8%	-12.2%
% Black	18.4%	22.7%
% Hispanic	3.0%	66.7%
% Asian	0.0%	-100.0%
% Foreign Born	0.7%	-22.2%

Loading chart...

Mortgage and Risk — Fulton, KY

According to HUD data as of 2023, there were 38 mortgage originations in Fulton, KY, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Fulton, KY. Investor activity is low, as 8.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	38
% Conventional Loans	71.0%
% Government Loans	29.0%
% Investor Loans	8.0%
% Second Loans	0.0%
% Cash Out Refinance	5.0%

Loading chart...

Rentals and Section 8 — Fulton, KY

Fulton, KY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	211
Total Units Section 8	7
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$670
2 Bedroom	N/A	N/A	$890
3 Bedroom	N/A	N/A	$1,240
4 Bedroom	N/A	N/A	$1,450

Fulton, KY—42041

Key Metrics at a Glance

Home Price Trends — Fulton, KY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Fulton, KY

% of Rental Stock

Property Listings — Fulton, KY

Demographics — Fulton, KY

Race and Ethnicity

Mortgage and Risk — Fulton, KY

Mortgages

Rentals and Section 8 — Fulton, KY

Section 8 Market Size

Section 8 Opportunity

Affordability — Fulton, KY

Home Price to Income Ratio

Fulton, KY — ZIP Code Boundary Map

Nearby ZIP Codes

Water Valley, KY

South Fulton, TN

Wingo, KY

Martin, TN

Dukedom, TN

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.5
Median Home Price	$97,000
Median Household Income	$36,400

Fulton, KY—42041

Key Metrics at a Glance

Home Price Trends — Fulton, KY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Fulton, KY

% of Rental Stock

Property Listings — Fulton, KY

Demographics — Fulton, KY

Race and Ethnicity

Mortgage and Risk — Fulton, KY

Mortgages

Rentals and Section 8 — Fulton, KY

Section 8 Market Size

Section 8 Opportunity

Affordability — Fulton, KY

Home Price to Income Ratio

Fulton, KY — ZIP Code Boundary Map

Nearby ZIP Codes

Water Valley, KY

South Fulton, TN

Wingo, KY

Martin, TN

Dukedom, TN

Frequently Asked Questions

What is the average home price in Fulton, KY 42041?

How have home prices in Fulton, KY 42041 changed over the past year?

What is the home price projection for Fulton, KY 42041?

What are the demographics of Fulton, KY 42041?

How long does it take homes to sell in Fulton, KY 42041?

What is the average rent price in Fulton, KY 42041?