Sedalia, KY—42079
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sedalia, KY
As of Oct '25, the median home price in Sedalia, KY is $164,000, with a year-over-year change of 5.8%. This indicates that home prices in Sedalia, KY are increasing. According to Zillow, the 1-year price projection is 4.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $164,000 | 5.8% |
| Single Family | $164,000 | 6.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $137,000 | 6.2% |
3 Bed | $205,000 | 7.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sedalia, KY
Sedalia, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sedalia, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Sedalia, KY is 63. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 80.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $176,000 | -20.0% |
Listing Count | 5 | 36.0% |
| Listings as % of Homes | 0.3% | 36.0% |
Days on Market | 63 | 35.0% |
Demographics — Sedalia, KY
As of the latest ACS Survey released in 2023, Sedalia, KY has a population of 1,450, which has decreased by -7.0% over the past 5 years. Sedalia, KY is a moderately popular place for families, as children make up 21.0% of the population. The area has a poorly educated workforce, with 23.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,450 | -7.0% |
% Under 18 | 21.0% | 4.0% |
% Seniors | 11.4% | -30.1% |
% WFH | 3.1% | -38.0% |
% w/ College Degree | 23.9% | -3.2% |
As of the latest ACS Survey released in 2023, Sedalia, KY is a predominantly white area, with 96.6% of the population identifying as white. The white population has grown by 13.6% in the last 5 years. The second most common race or ethnicity in Sedalia, KY is hispanic, making up 3.4% of the population. Foreign-born residents account for 2.8% of the population in Sedalia, KY, and this percentage has increased by 366.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.6% | 13.6% |
% Black | 0.0% | -100.0% |
% Hispanic | 3.4% | 9.7% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.8% | 366.7% |
Mortgage and Risk — Sedalia, KY
According to HUD data as of 2023, there were 29 mortgage originations in Sedalia, KY, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Sedalia, KY. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 29 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 0.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Sedalia, KY
Sedalia, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $660 |
| 2 Bedroom | N/A | N/A | $870 |
| 3 Bedroom | N/A | N/A | $1,210 |
| 4 Bedroom | N/A | N/A | $1,460 |
Affordability — Sedalia, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.9 |
| Median Home Price | $164,000 |
| Median Household Income | $76,500 |