Scottsville, KY—42164
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Scottsville, KY
As of Oct '25, the median home price in Scottsville, KY is $192,000, with a year-over-year change of 4.3%. This indicates that home prices in Scottsville, KY are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $192,000 | 4.3% |
| Single Family | $192,000 | 3.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $140,000 | 0.7% |
3 Bed | $220,000 | 4.3% |
4 Bed | $293,000 | 3.9% |
| 5 Bed | $361,000 | 4.6% |
% of Housing Stock
Rental Trends — Scottsville, KY
As of July '25, Rentcast reports the average rent in Scottsville, KY is $1,250, with a year-over-year rent change of -43.2%. Per bedroom, the median rent as of July '25 in Scottsville, KY is 3-bedrooms: $1,250. The most common rental property sizes in Scottsville, KY are 2-bedroom and 3-bedroom, accounting for 41.0% and 37.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,250 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,200 | $1,250 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Scottsville, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Scottsville, KY is 76. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $265,000 | -2.0% |
Listing Count | 120 | 18.0% |
| Listings as % of Homes | 0.8% | 18.0% |
Days on Market | 76 | 44.0% |
Demographics — Scottsville, KY
As of the latest ACS Survey released in 2023, Scottsville, KY has a population of 17,400, which has increased by 5.8% over the past 5 years. Scottsville, KY is a moderately popular place for families, as children make up 23.1% of the population. The area has a poorly educated workforce, with 17.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,400 | 5.8% |
% Under 18 | 23.1% | 1.8% |
% Seniors | 18.4% | 2.8% |
% WFH | 8.7% | 70.6% |
% w/ College Degree | 17.1% | 12.5% |
As of the latest ACS Survey released in 2023, Scottsville, KY is a predominantly white area, with 93.1% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Scottsville, KY is hispanic, making up 3.1% of the population. Foreign-born residents account for 2.1% of the population in Scottsville, KY, and this percentage has increased by 320.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.1% | -3.0% |
% Black | 0.6% | -62.5% |
% Hispanic | 3.1% | 158.3% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.1% | 320.0% |
Mortgage and Risk — Scottsville, KY
According to HUD data as of 2023, there were 356 mortgage originations in Scottsville, KY, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Scottsville, KY. Investor activity is low, as 4.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 356 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 4.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Scottsville, KY
Scottsville, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 249 |
Total Units Section 8 | 163 |
% Rentals under Section 8 | 9.4% |
% Occupied Section 8 | 86.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | -$10 | $1,200 | $1,190 |
| 4 Bedroom | N/A | N/A | $1,470 |
Affordability — Scottsville, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $192,000 |
| Median Household Income | $58,300 |