Auburn, KY42206

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$237,000
4.3% YoY Growth
Median Household Income
$65,600
32.5% 5-Year Growth
Days on Market
48
16.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$800
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
$800
N/A
3-Bed Rent
N/A
N/A

Property Listings — Auburn, KY

As of Oct '25, Realtor.com reports that the median days on market for a home in Auburn, KY is 48. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$290,000-2.0%
Listing Count
3554.0%
Listings as % of Homes0.7%54.0%
Days on Market
48-16.0%
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Demographics — Auburn, KY

As of the latest ACS Survey released in 2023, Auburn, KY has a population of 5,680, which has decreased by -8.6% over the past 5 years. Auburn, KY is a popular place for families, as children make up 26.7% of the population. The area has a poorly educated workforce, with 19.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,680-8.6%
% Under 18
26.7%3.9%
% Seniors
15.6%10.6%
% WFH
3.2%-42.9%
% w/ College Degree
19.7%34.0%
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As of the latest ACS Survey released in 2023, Auburn, KY is a predominantly white area, with 90.8% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in Auburn, KY is black, making up 2.6% of the population. Foreign-born residents account for 0.8% of the population in Auburn, KY, and this percentage has decreased by 57.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.8%-1.0%
% Black
2.6%62.5%
% Hispanic
2.4%-42.9%
% Asian
0.3%∞%
% Foreign Born
0.8%-57.9%
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Mortgage and Risk — Auburn, KY

According to HUD data as of 2023, there were 115 mortgage originations in Auburn, KY, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Auburn, KY. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
115
% Conventional Loans
67.0%
% Government Loans
33.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Auburn, KY

Auburn, KY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
8
Total Units Section 8
8
% Rentals under Section 8
2.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$860
2 Bedroom$200$800$1,000
3 BedroomN/AN/A$1,400
4 BedroomN/AN/A$1,670

Affordability — Auburn, KY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$237,000
Median Household Income$65,600

Auburn, KY — ZIP Code Boundary Map

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Frequently Asked Questions