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Cadiz, KY—42211

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$156,000
20.1% YoY Growth
Household Income
$54,000
1.9% YoY Growth
Days on Market
56
16.0% Shorter YoY
Home Price Forecast
0.4%
Median Rent
$1,350
16.5% YoY Growth
1-Bed Rent
$550
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,500
117.4% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Cadiz, KY

As of May '26, the median home price in Cadiz, KY is $156,000, with a year-over-year change of -20.1%. This indicates that home prices in Cadiz, KY are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$156,000-20.1%
Single Family $156,000-22.8%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$178,0004.1%
    3 Bed
    		$258,0003.2%
    4 Bed
    		$422,0002.7%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    2.6%
    1 Bedroom
    5.1%
    2 Bedrooms
    23.9%
    3 Bedrooms
    50.7%
    4 Bedrooms
    14.9%
    5+ Bedrooms
    2.9%

    Rental Trends — Cadiz, KY

    As of July '25, Rentcast reports the average rent in Cadiz, KY is $1,340, with a year-over-year rent change of 16.5%. Per bedroom, the median rent as of July '25 in Cadiz, KY is studios: $500, 1-bedrooms: $550, 3-bedrooms: $2,500, 4-bedrooms: $1,580. The most common rental property sizes in Cadiz, KY are 3-bedroom and 2-bedroom, accounting for 40.5% and 32.8% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,350$1,340
    Studio Rent $500$500
    1 Bed Rent $550$550
    2 Bed Rent N/AN/A
    3 Bed Rent $2,500$2,500
    4 Bed Rent $1,350$1,580
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    % of Rental Stock

    Studio
    9.4%
    1 Bedroom
    6.8%
    2 Bedrooms
    32.8%
    3 Bedrooms
    40.5%
    4 Bedrooms
    9.1%
    5+ Bedrooms
    1.3%

    Property Listings — Cadiz, KY

    As of May '26, Realtor.com reports that the median days on market for a home in Cadiz, KY is 56. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$376,0000.0%
    Listing Count
    		12210.0%
    Listings as % of Homes0.6%10.0%
    Days on Market
    		56-16.0%
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    Demographics — Cadiz, KY

    As of the latest ACS Survey released in 2023, Cadiz, KY has a population of 12,900, which has decreased by -3.4% over the past 5 years. Cadiz, KY is a moderately popular place for families, as children make up 21.8% of the population. The area has a poorly educated workforce, with 21.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.8% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		12,900-3.4%
    % Under 18
    		21.8%-0.9%
    % Seniors
    		23.7%7.7%
    % WFH
    		9.8%216.1%
    % w/ College Degree
    		21.4%33.7%
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    As of the latest ACS Survey released in 2023, Cadiz, KY is a predominantly white area, with 88.2% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in Cadiz, KY is black, making up 4.1% of the population. Foreign-born residents account for 1.8% of the population in Cadiz, KY, and this percentage has increased by 50.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		88.2%-1.0%
    % Black
    		4.1%-47.4%
    % Hispanic
    		2.8%27.3%
    % Asian
    		0.3%-25.0%
    % Foreign Born
    		1.8%50.0%
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    Mortgage and Risk — Cadiz, KY

    According to HUD data as of 2023, there were 281 mortgage originations in Cadiz, KY, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Cadiz, KY. Investor activity is low, as 6.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		281
    % Conventional Loans
    		64.0%
    % Government Loans
    		36.0%
    % Investor Loans
    		6.0%
    % Second Loans
    		6.0%
    % Cash Out Refinance
    		11.0%
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    Rentals and Section 8 — Cadiz, KY

    Cadiz, KY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		155
    Total Units Section 8
    		80
    % Rentals under Section 8
    		5.8%
    % Occupied Section 8
    		79.8%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$330$550$880
    2 BedroomN/AN/A$1,130
    3 Bedroom-$920$2,500$1,580
    4 Bedroom$560$1,350$1,910

    Affordability — Cadiz, KY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.4
    Median Home Price$156,000
    Median Household Income$54,000

    Cadiz, KY — ZIP Code Boundary Map

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    Frequently Asked Questions