Rockfield, KY—42274
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rockfield, KY
As of Oct '25, the median home price in Rockfield, KY is $295,000, with a year-over-year change of 3.8%. This indicates that home prices in Rockfield, KY are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $295,000 | 3.8% |
| Single Family | $295,000 | 3.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $277,000 | 2.6% |
4 Bed | $398,000 | 6.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rockfield, KY
Rockfield, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rockfield, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Rockfield, KY is 77. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $370,000 | -32.0% |
Listing Count | 13 | 161.0% |
| Listings as % of Homes | 0.8% | 161.0% |
Days on Market | 77 | -3.0% |
Demographics — Rockfield, KY
As of the latest ACS Survey released in 2023, Rockfield, KY has a population of 2,670, which has increased by 21.7% over the past 5 years. Rockfield, KY is a less popular place for families, as children make up 14.7% of the population. The area has a poorly educated workforce, with 20.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,670 | 21.7% |
% Under 18 | 14.7% | -28.3% |
% Seniors | 28.7% | 60.3% |
% WFH | 2.5% | 78.6% |
% w/ College Degree | 20.1% | -20.9% |
As of the latest ACS Survey released in 2023, Rockfield, KY is a predominantly white area, with 92.6% of the population identifying as white. The white population has shrunk by 4.5% in the last 5 years. The second most common race or ethnicity in Rockfield, KY is black, making up 3.0% of the population. Foreign-born residents account for 1.3% of the population in Rockfield, KY, and this percentage has decreased by 23.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.6% | -4.5% |
% Black | 3.0% | ∞% |
% Hispanic | 2.8% | 115.4% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.3% | -23.5% |
Mortgage and Risk — Rockfield, KY
According to HUD data as of 2023, there were 64 mortgage originations in Rockfield, KY, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Rockfield, KY. Investor activity is low, as 5.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 64 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Rockfield, KY
Rockfield, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | N/A | N/A | $1,220 |
| 4 Bedroom | N/A | N/A | $1,480 |
Affordability — Rockfield, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $295,000 |
| Median Household Income | $80,800 |