Calhoun, KY—42327
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Calhoun, KY
As of Oct '25, the median home price in Calhoun, KY is $176,000, with a year-over-year change of 7.6%. This indicates that home prices in Calhoun, KY are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $176,000 | 7.6% |
| Single Family | $177,000 | 5.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $135,000 | 4.7% |
3 Bed | $188,000 | 3.9% |
4 Bed | $236,000 | 5.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Calhoun, KY
Calhoun, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Calhoun, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Calhoun, KY is 51. This is a decrease of -40.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $285,000 | -30.0% |
Listing Count | 7 | -5.0% |
| Listings as % of Homes | 0.4% | -5.0% |
Days on Market | 51 | -40.0% |
Demographics — Calhoun, KY
As of the latest ACS Survey released in 2023, Calhoun, KY has a population of 4,380, which has increased by 8.4% over the past 5 years. Calhoun, KY is a moderately popular place for families, as children make up 24.9% of the population. The area has a poorly educated workforce, with 18.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,380 | 8.4% |
% Under 18 | 24.9% | 3.8% |
% Seniors | 16.9% | 0.0% |
% WFH | 5.9% | 637.5% |
% w/ College Degree | 18.8% | 22.9% |
As of the latest ACS Survey released in 2023, Calhoun, KY is a predominantly white area, with 94.2% of the population identifying as white. The white population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Calhoun, KY is hispanic, making up 2.5% of the population. Foreign-born residents account for 1.1% of the population in Calhoun, KY, and this percentage has increased by 83.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.2% | -3.3% |
% Black | 1.3% | 116.7% |
% Hispanic | 2.5% | 150.0% |
% Asian | 0.3% | 200.0% |
% Foreign Born | 1.1% | 83.3% |
Mortgage and Risk — Calhoun, KY
According to HUD data as of 2023, there were 59 mortgage originations in Calhoun, KY, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Calhoun, KY. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 59 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Calhoun, KY
Calhoun, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 51 |
Total Units Section 8 | 51 |
% Rentals under Section 8 | 18.8% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | N/A | N/A | $1,300 |
| 4 Bedroom | N/A | N/A | $1,310 |
Affordability — Calhoun, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $176,000 |
| Median Household Income | $68,600 |