Livermore, KY—42352
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Livermore, KY
As of Oct '25, the median home price in Livermore, KY is $122,000, with a year-over-year change of -4.5%. This indicates that home prices in Livermore, KY are decreasing. According to Zillow, the 1-year price projection is -1.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $122,000 | -4.5% |
| Single Family | $122,000 | -9.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $88,000 | -13.7% |
3 Bed | $145,000 | 0.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Livermore, KY
Livermore, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Livermore, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Livermore, KY is 32. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $204,000 | 218.0% |
Listing Count | 4 | 233.0% |
| Listings as % of Homes | 0.4% | 233.0% |
Days on Market | 32 | 35.0% |
Demographics — Livermore, KY
As of the latest ACS Survey released in 2023, Livermore, KY has a population of 1,830, which has decreased by -4.4% over the past 5 years. Livermore, KY is a popular place for families, as children make up 25.4% of the population. The area has a poorly educated workforce, with 21.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,830 | -4.4% |
% Under 18 | 25.4% | 35.1% |
% Seniors | 19.6% | -15.2% |
% WFH | 1.0% | -44.4% |
% w/ College Degree | 21.0% | 75.0% |
As of the latest ACS Survey released in 2023, Livermore, KY is a predominantly white area, with 95.5% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Livermore, KY is hispanic, making up 0.9% of the population. Foreign-born residents account for 0.1% of the population in Livermore, KY, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.5% | -0.6% |
% Black | 0.0% | N/A |
% Hispanic | 0.9% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.1% | -50.0% |
Mortgage and Risk — Livermore, KY
According to HUD data as of 2023, there were 40 mortgage originations in Livermore, KY, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Livermore, KY. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 40 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Livermore, KY
Livermore, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 86 |
Total Units Section 8 | 86 |
% Rentals under Section 8 | 39.8% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | N/A | N/A | $1,300 |
| 4 Bedroom | N/A | N/A | $1,310 |
Affordability — Livermore, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $122,000 |
| Median Household Income | $53,800 |