White Plains, KY—42464
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — White Plains, KY
As of Oct '25, the median home price in White Plains, KY is $137,000, with a year-over-year change of 5.7%. This indicates that home prices in White Plains, KY are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $137,000 | 5.7% |
| Single Family | $137,000 | 5.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $221,000 | 3.8% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — White Plains, KY
White Plains, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — White Plains, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in White Plains, KY is 121. This is a increase of 103.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,290,000 | 436.0% |
Listing Count | 2 | -55.0% |
| Listings as % of Homes | 0.1% | -55.0% |
Days on Market | 121 | 103.0% |
Demographics — White Plains, KY
As of the latest ACS Survey released in 2023, White Plains, KY has a population of 1,640, which has increased by 10.0% over the past 5 years. White Plains, KY is a moderately popular place for families, as children make up 18.2% of the population. The area has a poorly educated workforce, with 14.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,640 | 10.0% |
% Under 18 | 18.2% | -6.7% |
% Seniors | 18.4% | -15.2% |
% WFH | 7.7% | ∞% |
% w/ College Degree | 14.2% | 0.0% |
As of the latest ACS Survey released in 2023, White Plains, KY is a predominantly white area, with 97.3% of the population identifying as white. The white population has shrunk by 1.0% in the last 5 years. The second most common race or ethnicity in White Plains, KY is hispanic, making up 0.4% of the population. Foreign-born residents account for 0.1% of the population in White Plains, KY, and this percentage has decreased by 66.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.3% | -1.0% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.4% | 300.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.1% | -66.7% |
Mortgage and Risk — White Plains, KY
White Plains, KY lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — White Plains, KY
White Plains, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 2.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $880 |
| 2 Bedroom | N/A | N/A | $1,130 |
| 3 Bedroom | N/A | N/A | $1,580 |
| 4 Bedroom | N/A | N/A | $1,910 |
Affordability — White Plains, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $137,000 |
| Median Household Income | $42,900 |