Hodgenville, KY—42748
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hodgenville, KY
As of Oct '25, the median home price in Hodgenville, KY is $221,000, with a year-over-year change of 8.8%. This indicates that home prices in Hodgenville, KY are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $221,000 | 8.8% |
| Single Family | $221,000 | 7.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $160,000 | 9.6% |
3 Bed | $241,000 | 9.5% |
4 Bed | $306,000 | 8.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hodgenville, KY
As of July '25, Rentcast reports the average rent in Hodgenville, KY is $1,280, with a year-over-year rent change of -36.0%. Per bedroom, the median rent as of July '25 in Hodgenville, KY is 2-bedrooms: $1,280. The most common rental property sizes in Hodgenville, KY are 2-bedroom and 3-bedroom, accounting for 45.8% and 43.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,280 | $1,280 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,280 | $1,280 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hodgenville, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Hodgenville, KY is 51. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $306,000 | 18.0% |
Listing Count | 44 | 30.0% |
| Listings as % of Homes | 0.5% | 30.0% |
Days on Market | 51 | 16.0% |
Demographics — Hodgenville, KY
As of the latest ACS Survey released in 2023, Hodgenville, KY has a population of 9,190, which has increased by 3.5% over the past 5 years. Hodgenville, KY is a moderately popular place for families, as children make up 24.4% of the population. The area has a poorly educated workforce, with 15.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,190 | 3.5% |
% Under 18 | 24.4% | 4.3% |
% Seniors | 17.2% | -1.1% |
% WFH | 7.4% | 184.6% |
% w/ College Degree | 15.5% | 37.2% |
As of the latest ACS Survey released in 2023, Hodgenville, KY is a predominantly white area, with 91.7% of the population identifying as white. The white population has grown by 3.0% in the last 5 years. The second most common race or ethnicity in Hodgenville, KY is hispanic, making up 4.0% of the population. Foreign-born residents account for 1.5% of the population in Hodgenville, KY, and this percentage has decreased by 40.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.7% | 3.0% |
% Black | 1.3% | -75.9% |
% Hispanic | 4.0% | -9.1% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.5% | -40.0% |
Mortgage and Risk — Hodgenville, KY
According to HUD data as of 2023, there were 128 mortgage originations in Hodgenville, KY, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Hodgenville, KY. Investor activity is low, as 13.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 128 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 13.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Hodgenville, KY
Hodgenville, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 210 |
Total Units Section 8 | 112 |
% Rentals under Section 8 | 13.4% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | -$290 | $1,280 | $990 |
| 3 Bedroom | N/A | N/A | $1,390 |
| 4 Bedroom | N/A | N/A | $1,660 |
Affordability — Hodgenville, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $221,000 |
| Median Household Income | $70,000 |