London, OH43140

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$291,000
1.9% YoY Growth
Median Household Income
$82,600
28.0% 5-Year Growth
Days on Market
54
39.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
$1,300
10.3% YoY Growth
1-Bed Rent
$650
21.2% YoY Growth
2-Bed Rent
$975
22.6% YoY Growth
3-Bed Rent
$1,500
10.7% YoY Growth

Property Listings — London, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in London, OH is 54. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$340,00017.0%
Listing Count
56-10.0%
Listings as % of Homes0.3%-10.0%
Days on Market
5439.0%
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Demographics — London, OH

As of the latest ACS Survey released in 2023, London, OH has a population of 24,200, which has decreased by -1.4% over the past 5 years. London, OH is a moderately popular place for families, as children make up 17.2% of the population. The area has a poorly educated workforce, with 19.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
24,200-1.4%
% Under 18
17.2%-2.8%
% Seniors
14.0%2.2%
% WFH
11.8%168.2%
% w/ College Degree
19.9%31.8%
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As of the latest ACS Survey released in 2023, London, OH is a predominantly white area, with 82.2% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in London, OH is black, making up 8.5% of the population. Foreign-born residents account for 2.5% of the population in London, OH, and this percentage has increased by 56.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.2%-2.7%
% Black
8.5%-15.0%
% Hispanic
1.7%6.2%
% Asian
1.5%25.0%
% Foreign Born
2.5%56.2%
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Mortgage and Risk — London, OH

According to HUD data as of 2023, there were 409 mortgage originations in London, OH, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in London, OH. Investor activity is low, as 1.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
409
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — London, OH

London, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
185
Total Units Section 8
35
% Rentals under Section 8
1.5%
% Occupied Section 8
84.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$350$650$1,000
2 Bedroom$235$975$1,210
3 Bedroom-$40$1,500$1,460
4 BedroomN/AN/A$1,620

Affordability — London, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$291,000
Median Household Income$82,600

London, OH — ZIP Code Boundary Map

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Frequently Asked Questions