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Mount Sterling, OH—43143

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$297,000
1.6% YoY Growth
Household Income
$87,400
32.7% YoY Growth
Days on Market
15
12.0% Shorter YoY
Home Price Forecast
0.4%
Median Rent
$809
8.2% YoY Growth
1-Bed Rent
$809
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Mount Sterling, OH

As of May '26, the median home price in Mount Sterling, OH is $297,000, with a year-over-year change of 1.6%. This indicates that home prices in Mount Sterling, OH are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$297,0001.6%
Single Family $297,0002.1%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$202,0000.0%
    3 Bed
    		$303,0002.7%
    4 Bed
    		$370,0005.4%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    2.0%
    1 Bedroom
    5.8%
    2 Bedrooms
    24.4%
    3 Bedrooms
    51.6%
    4 Bedrooms
    15.1%
    5+ Bedrooms
    1.0%

    Rental Trends — Mount Sterling, OH

    As of July '25, Rentcast reports the average rent in Mount Sterling, OH is $809, with a year-over-year rent change of 8.2%. Per bedroom, the median rent as of July '25 in Mount Sterling, OH is 1-bedrooms: $809. The most common rental property sizes in Mount Sterling, OH are 2-bedroom and 3-bedroom, accounting for 57.2% and 19.5% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$809$809
    Studio Rent N/AN/A
    1 Bed Rent $809$809
    2 Bed Rent N/AN/A
    3 Bed Rent N/AN/A
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    3.6%
    1 Bedroom
    12.7%
    2 Bedrooms
    57.2%
    3 Bedrooms
    19.5%
    4 Bedrooms
    4.5%
    5+ Bedrooms
    2.5%

    Property Listings — Mount Sterling, OH

    As of May '26, Realtor.com reports that the median days on market for a home in Mount Sterling, OH is 15. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$387,000-6.0%
    Listing Count
    		12-37.0%
    Listings as % of Homes0.5%-37.0%
    Days on Market
    		15-12.0%
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    Demographics — Mount Sterling, OH

    As of the latest ACS Survey released in 2023, Mount Sterling, OH has a population of 5,610, which has decreased by -2.7% over the past 5 years. Mount Sterling, OH is a moderately popular place for families, as children make up 22.1% of the population. The area has a poorly educated workforce, with 17.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		5,610-2.7%
    % Under 18
    		22.1%-2.2%
    % Seniors
    		18.4%26.0%
    % WFH
    		11.1%65.7%
    % w/ College Degree
    		17.4%35.9%
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    As of the latest ACS Survey released in 2023, Mount Sterling, OH is a predominantly white area, with 96.1% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Mount Sterling, OH is hispanic, making up 1.2% of the population. Foreign-born residents account for 1.1% of the population in Mount Sterling, OH, and this percentage has increased by 10.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		96.1%-0.3%
    % Black
    		0.3%-57.1%
    % Hispanic
    		1.2%-47.8%
    % Asian
    		0.0%N/A
    % Foreign Born
    		1.1%10.0%
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    Mortgage and Risk — Mount Sterling, OH

    According to HUD data as of 2023, there were 96 mortgage originations in Mount Sterling, OH, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 48.0% above 90% LTV (very high). This implies large mortgage risk in Mount Sterling, OH. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		96
    % Conventional Loans
    		64.0%
    % Government Loans
    		36.0%
    % Investor Loans
    		1.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		12.0%
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    Rentals and Section 8 — Mount Sterling, OH

    Mount Sterling, OH lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		39
    Total Units Section 8
    		39
    % Rentals under Section 8
    		8.8%
    % Occupied Section 8
    		96.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$191$809$1,000
    2 BedroomN/AN/A$1,210
    3 BedroomN/AN/A$1,470
    4 BedroomN/AN/A$1,640

    Affordability — Mount Sterling, OH

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3
    Median Home Price$297,000
    Median Household Income$87,400

    Mount Sterling, OH — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    43106

    Harrisburg

    43126

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    43145

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    Midway

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    Frequently Asked Questions