Bellefontaine, OH43311

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$238,000
5.3% YoY Growth
Median Household Income
$64,200
16.3% 5-Year Growth
Days on Market
37
15.0% Shorter than last year
Home Price Forecast
1.5%
Median Rent
$1,050
19.3% YoY Growth
1-Bed Rent
$679
29.2% YoY Growth
2-Bed Rent
$1,050
64.8% YoY Growth
3-Bed Rent
$2,200
42.3% YoY Growth

Property Listings — Bellefontaine, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Bellefontaine, OH is 37. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 42.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$283,00015.0%
Listing Count
71-2.0%
Listings as % of Homes0.4%-2.0%
Days on Market
37-15.0%
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Demographics — Bellefontaine, OH

As of the latest ACS Survey released in 2023, Bellefontaine, OH has a population of 20,100, which has increased by 6.0% over the past 5 years. Bellefontaine, OH is a moderately popular place for families, as children make up 23.0% of the population. The area has a poorly educated workforce, with 16.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
20,1006.0%
% Under 18
23.0%-7.6%
% Seniors
18.0%26.8%
% WFH
4.3%48.3%
% w/ College Degree
16.9%-2.9%
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As of the latest ACS Survey released in 2023, Bellefontaine, OH is a predominantly white area, with 89.6% of the population identifying as white. The white population has shrunk by 1.8% in the last 5 years. The second most common race or ethnicity in Bellefontaine, OH is black, making up 3.2% of the population. Foreign-born residents account for 1.7% of the population in Bellefontaine, OH, and this percentage has increased by 13.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.6%-1.8%
% Black
3.2%-8.6%
% Hispanic
2.5%19.0%
% Asian
0.5%-16.7%
% Foreign Born
1.7%13.3%
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Mortgage and Risk — Bellefontaine, OH

According to HUD data as of 2023, there were 256 mortgage originations in Bellefontaine, OH, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Bellefontaine, OH. Investor activity is low, as 1.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
256
% Conventional Loans
71.0%
% Government Loans
29.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
19.0%

Loan Activity

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Rentals and Section 8 — Bellefontaine, OH

Bellefontaine, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
526
Total Units Section 8
373
% Rentals under Section 8
N/A
% Occupied Section 8
93.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$31$679$710
2 Bedroom-$120$1,050$930
3 Bedroom-$1,040$2,200$1,160
4 BedroomN/AN/A$1,290

Affordability — Bellefontaine, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$238,000
Median Household Income$64,200

Bellefontaine, OH — ZIP Code Boundary Map

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Frequently Asked Questions