De Graff, OH—43318
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — De Graff, OH
As of Oct '25, the median home price in De Graff, OH is $241,000, with a year-over-year change of 5.9%. This indicates that home prices in De Graff, OH are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $241,000 | 6.0% |
| Single Family | $240,000 | 6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $170,000 | 4.9% |
3 Bed | $243,000 | 5.7% |
4 Bed | $295,000 | 8.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — De Graff, OH
De Graff, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — De Graff, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in De Graff, OH is 59. This is a increase of 60.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $314,000 | 41.0% |
Listing Count | 9 | 7.0% |
| Listings as % of Homes | 0.7% | 7.0% |
Days on Market | 59 | 60.0% |
Demographics — De Graff, OH
As of the latest ACS Survey released in 2023, De Graff, OH has a population of 4,060, which has decreased by -10.4% over the past 5 years. De Graff, OH is a popular place for families, as children make up 25.7% of the population. The area has a poorly educated workforce, with 17.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,060 | -10.4% |
% Under 18 | 25.7% | -17.9% |
% Seniors | 10.3% | -42.1% |
% WFH | 12.9% | -39.7% |
% w/ College Degree | 17.7% | 26.4% |
As of the latest ACS Survey released in 2023, De Graff, OH is a predominantly white area, with 93.8% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in De Graff, OH is hispanic, making up 1.5% of the population. Foreign-born residents account for 0.6% of the population in De Graff, OH, and this percentage has increased by 20.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.8% | -3.6% |
% Black | 0.4% | 33.3% |
% Hispanic | 1.5% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.6% | 20.0% |
Mortgage and Risk — De Graff, OH
According to HUD data as of 2023, there were 84 mortgage originations in De Graff, OH, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in De Graff, OH. Investor activity is low, as 0.0% of loans were by investors. 37.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 84 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 37.0% |
Loan Activity
Rentals and Section 8 — De Graff, OH
De Graff, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 15 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $890 |
| 2 Bedroom | N/A | N/A | $1,160 |
| 3 Bedroom | N/A | N/A | $1,460 |
| 4 Bedroom | N/A | N/A | $1,610 |
Affordability — De Graff, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $241,000 |
| Median Household Income | $78,900 |