Gibsonburg, OH43431

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$197,000
2.0% YoY Growth
Median Household Income
$82,500
35.8% 5-Year Growth
Days on Market
16
40.0% Shorter than last year
Home Price Forecast
2.7%
Median Rent
$710
13.9% YoY Growth
1-Bed Rent
$710
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Gibsonburg, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Gibsonburg, OH is 16. This is a decrease of -40.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$310,00097.0%
Listing Count
10-8.0%
Listings as % of Homes0.4%-8.0%
Days on Market
16-40.0%
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Demographics — Gibsonburg, OH

As of the latest ACS Survey released in 2023, Gibsonburg, OH has a population of 4,630, which has decreased by -4.8% over the past 5 years. Gibsonburg, OH is a moderately popular place for families, as children make up 21.1% of the population. The area has a poorly educated workforce, with 17.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,630-4.8%
% Under 18
21.1%-11.3%
% Seniors
19.9%23.6%
% WFH
4.3%186.7%
% w/ College Degree
17.7%10.6%
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As of the latest ACS Survey released in 2023, Gibsonburg, OH is a predominantly white area, with 86.9% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Gibsonburg, OH is hispanic, making up 8.1% of the population. Foreign-born residents account for 0.9% of the population in Gibsonburg, OH, and this percentage has decreased by 35.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.9%0.8%
% Black
0.9%200.0%
% Hispanic
8.1%-22.1%
% Asian
0.0%-100.0%
% Foreign Born
0.9%-35.7%
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Mortgage and Risk — Gibsonburg, OH

According to HUD data as of 2023, there were 82 mortgage originations in Gibsonburg, OH, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Gibsonburg, OH. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
82
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Gibsonburg, OH

Gibsonburg, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
49
Total Units Section 8
49
% Rentals under Section 8
22.2%
% Occupied Section 8
93.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$10$710$720
2 BedroomN/AN/A$890
3 BedroomN/AN/A$1,180
4 BedroomN/AN/A$1,250

Affordability — Gibsonburg, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2
Median Home Price$197,000
Median Household Income$82,500

Gibsonburg, OH — ZIP Code Boundary Map

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Frequently Asked Questions